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Christmas pint - Friday 29th November - Stag's Head -from about 6 pm...

General Financial Issues

Budget 2025

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Susi Grant Budget 2025

Tax

Personal taxes only. For business tax go to Askaboutbusiness. For investment property tax go to Property Investment.
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CGT allowable losses

Government consultations on tax and social welfare

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Tax defrauders list but no welfare defrauders list

Deposits

Check out the Deposits Best Buys
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28.2K
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BOI Supersaver Account

Banking, credit cards, etc

Budgeting and dealing with debt moved to Mortgage Arrears and Debt Forum .
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Credit card needed for the US. I dont have one presently .. what do I need to know …
  • Slim

Ulster Bank and KBC withdrawal

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Dilosk / ICS to buy Ulster Bank Offset Mortgages

Credit Union issues

loans, savings, restructuring, etc.
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Credit Union says I have a loan which I don't

Investments

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51.5K
Sub-forums:
  1. Exchange Traded Funds (ETFs)
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Asset allocation in a US stock market bubble

Alternative Investments

Crytocurrencies, gold, wine, art, etc.
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221
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"Bitcoin could be fuelling division of society"

Money makeover

Budgeting and dealing with debt moved to Mortgage Arrears and Debt Forum .
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47, preparing for retirement.

Pensions and retirement planning

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Sub-forums:
  1. Public sector pensions
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More than one PRSA / PRSA AVC?

Qualifying for the UK State Pension bonanza

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"I am 50 should, I make Class 3 contributions to UK pension?"

The Proposed Pension Auto-enrolment system

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Major problem defining exempt employment under AE scheme?

Recommend advisors - solicitors, accountants etc.

Only Frequent Posters can recommend a service. Others may ask for a recommendation.
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448
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448
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Rest of Ireland How to go about finding an Investment Advisor

The Financial Ombudsman, Central Bank, etc.

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292
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How long for the Ombudsman to process a Tracker Complaint

Askaboutlaw

Ask about Conveyancing in Mortgages forum, Road traffic law in Cars & Motoring and Tenant issues in Property Investment.
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Dog Daycare centre without planning permission.

Wills, inheritances and gifts

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Tax clearance cert

Personal Insolvency, bankruptcy, etc

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859
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Ulsterbank Credit Report Query

Redundancy, unemployment & jobseekers entitlements

Legal issues, social welfare entitlements, tax refunds
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Claiming tax and USC back after redundancy.

Welfare and state benefits

Ask questions about Jobseekers Benefit and Allowance in the Redundancy and Unemployment forum.
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Maintaining PRSI Record Options

Health Insurance and healthcare costs

We don't allow discussion of medical issues
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Health Insurance Laya Simplicity increase 25% renewal 1st November, how is this so?

Insurance not covered in other forums

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Home Insurance tripled
  • Leo

Askaboutbusiness

Tax, funding, planning, sole traders, company law, etc.
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Irish Company billing French Company - One Site based Consultant

Other financial issues

Post here if it does not fall into one of the other forums. Check out Miscellaneous Non-financial Questions
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Irish bank refuse to issue a letter of 'no interest'

Economic issues

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Reuters - "Ireland edges into top 10 global tax haven ranking"

The great financial debates

Recurring debates on financial topics
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988
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988
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Should benefits be taxed?

Housing, mortgages, debt and related issues

Local Property Tax

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Revenue.ie site

Mortgages, Mortgage Protection

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Bank of Ireland Variable rate followed by switch

Buying and selling homes

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Sub-forums:
  1. Affordable housing and shared ownership
  2. Location, Location, Location
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Gift of €200k- when to declare, when to pay tax
  • awawaw

Mortgage arrears & negative equity case studies

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Building Society not honouring settlement agreement made pre sale of mortgaged property

Tracker Redress

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Update: Ulster Bank wins Court of Appeal case on Tracker mortgages

Vulture Funds

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Interest rate with Mars capital

AIB Prevailing Rate tracker redress programme

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Who has cases on hold with the Ombudsman?

Tracker mortgages - other than redress issues

Do not ask tracker redress questions in this forum.
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580
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Tracker Mortgage from Ulster Bank to AIB

Issues arising from joint mortgages

Buying together; splitting up
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437
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437
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Buying a house with family member

Property investment and tenants' rights

Ask questions about tax on rental income in this forum
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71.4K
Sub-forums:
  1. Overseas property investment
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Buy to Let - Net cost , and expenses to consider
  • 3CC

Housing and mortgage arrears - policy issues

For policy issues only. Ask about your own problem in the Questions and case studies Forum .
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PIA imposed on Pepper at 0.5% mortgage rate

Don't Askaboutmoney

Supermarket shopping

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Dunnes Stores - Box of Easy-Peeler oranges.

Homes and gardens

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No access to "attic space" above living room in bungalow: how to insulate?
  • Leo

Home energy

Central Heating; fireplaces; double glazing; Insulation; BER; alternative energy;energy saving lights
Excludes:General plumbing; General green debates: Carbon tax; global warming etc.
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Solar Energy and saving money

Sites, planning, self-builds and extensions

Mortgages, tax, legal, planning,building etc.
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Fence height regulations. Is there any leeway?

Management companies, apartments, etc.

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Apartment Balcony and Insurance

Work, Careers, Employment rights, further study

See also Redundancy and Unemployment.
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45.9K
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Work holidays

Consumer Issues and Rights

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Should I get a notification from Electric Ireland to say that my contract is ending?

Is this a scam?

Worried about an offer? Got caught out?
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New phone scam technique?
  • Leo

Technology

Technical problems; recommendations for phones; etc
Ask about deals in the Service Providers forum
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One of the best features of macOS, by some distance

Service Providers

Broadband, mobile, land lines, TV
Ask issues unrelated to suppliers in Technology forum
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Virgin media losing the will to live

Overseas Travel,Holidays,Hotels & Airlines

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Package or separate holiday-travelling from two different countries

Travel, accommodation and restaurants in Ireland

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Breakfast near connolly station and the custom house.

Cars, cycling and transport

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AA 101 Inspection Cars

Miscellaneous Non-financial Questions

Please keep general discussions and opinions in Letting Off Steam.
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  1. Ideas, suggestions for presents, food, etc.
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Your random money saving tips?

The Depths

General Election 2024

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86
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86
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Predictions

Letting Off Steam

Abandon all hope, ye who enter here. But please try to keep it rational/polite anyway.

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US Presidential Election 2024

Shooting the Breeze

Jokes and chat but please try to keep it reasonable and inoffensive. This forum is restricted to Frequent Posters
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Recommend a Book
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