Probably cheaper to pay the tax and shop elsewhere.....Loads of stuff in Woodies, B&Q and can use in most Supervalus also!
And what would stop you using a physical card online? The majority of online transactions here are based on physical cards. A digital card is more restrictive in that you have to enable it in a mobile wallet to allow you transact in-store.Strangely, Swirl told me their cards were not digital and you had to take a physical card .. but I dunno.. lookin at their website it looks like they can be used online.. but shur..
The physical ones are simple to add to a digital wallet also, you just have to be patient enough to wait for them to arrive in the post. Some of the Digital-only ones require additional steps to enrol them in 3D Secure to allow them to be used online, the physical cards are usually ready to go.I just had no use for one.. just wanted digital, straight into the wallet.