Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

Mayo1969 said:
Just out of curiosity, I wonder is the payment update/response on line related to one's proximity to retirement age? I've 10.5 years to go for UK pension and I paid in March and it still hasn't shown up on line? Do those (Mulder?) who have had payments made since then updated online reflect this in being closer to retirement than me?
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It’s not related to proximity to retirement. I’ve a year to go to retirement, paid on 12th May 2024, no sign of it being updated yet.
 
Dear all,

Firstly, thanks to all the people that have kindly helped others with their posting, even if it was just how they muddled through.

I had thought I'd missed the deadline, was ill, got distracted, yadda yadda yadda.

I completed CF83 online on the 16/12/2024 as I was showing class 3 online, HMRC posted me confirmation of Class 2's on the 18/12/2024 & I received it yesterday, that's a two day turnaround :cool:

Have setup the HMRC on My BOI App, once the 48HR €1K limit clears on Friday, I will be sending them £3K for 18 years of class 2 contributions. I have five years of contributions as it is & at 55 intend paying class 2's until I reach 66. If the rates remain the same, this will be another £2.3K.

So rough fag packet maths.

3000 + 2300 = 5300 (€6,323.00)

GBP pension = £221.20 (€263.00)

Ignoring changes in FX over time and the 2.5% PA pension increase.

My 6.3 K will be payed back in 24 weeks, if I make 66!

This is an outstanding return, by anybody's standard.

Now to see if I can fin-angle my wife. two years in the UK, then 1 Year in Ireland on UK company maternity leave (I know, I feel guilty!)

Thanks once again

Dingbat.
 
Peckham said:
+441912037010

Will take you through various automated bits, but keep telling it that you want to speak with an adviser and you'll eventually be put through to a human.
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Tried this the other day and eventually had to give up after being on hold for 40mins.
 
PoundMan said:
Tried this the other day and eventually had to give up after being on hold for 40mins.
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If you don't have free international calls on your phone then sign up for something like skype so you can phone landlines internationally for a nominal cost e.g. I ring the UK for 2.4 cent/ minute. Then you can just put the phone or the pc on speaker, and leave the call at the 'on hold' stage for however long it takes while you get on with something else. I've found when I have had to ring HMRC that it takes about 40-45 minutes to get through. If it goes above that it seems to just say that you can't be connected and to try again later, so I reckon they have a max time.
 
I rang up as I'd paid in April 24, he said it's about 47-55 week wait at the minute they are currently on December 23, but he did leave a note for the years to allocate. For reference I was 1 hour on hold. Was working from home so it was grand i just left phone down and worked away, but that's a crazy wait!
 
Chrisofthewhite said:
I rang up as I'd paid in April 24, he said it's about 47-55 week wait at the minute they are currently on December 23, but he did leave a note for the years to allocate. For reference I was 1 hour on hold. Was working from home so it was grand i just left phone down and worked away, but that's a crazy wait!
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Confusing that some people who paid later in 2024 have had their allocation done, but others who paid earlier in the year have not.
 
Just got a phone call from HMRC to say that the payment I made back in March should show up on my online log in in the next couple of days. All it took was 10 months and about 4 follow up phonecalls. But we got there in the end thankfully. He did apologise for the delay and say they are dealing as best they can with the huge backlog. He also confirmed I will be informed each April going forward of the opportunity to pay subsequent years to get me up to 35 for full UK pension
 
I made a payment for 2023-24 via Revolut in June of last year and my record has been updated today. Happy to wait 6 months without having to make any phone calls to HMRC.
 
Hi - Invaluable source of information. Thanks
Quick question - I made a payment last month and wanted to know where should I be looking on the HMRC system to see that my payment has been processed and my NICs updated (whenever that may be)?
Thanks
 
Mayo1969 said:
Just got a phone call from HMRC to say that the payment I made back in March should show up on my online log in in the next couple of days. All it took was 10 months and about 4 follow up phonecalls. But we got there in the end thankfully. He did apologise for the delay and say they are dealing as best they can with the huge backlog. He also confirmed I will be informed each April going forward of the opportunity to pay subsequent years to get me up to 35 for full UK pension
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Forecast updated as of this morning. Currently £176.96 with the option to increase it to the maximum £221.20 over the next 7 years. Sincere thanks to all on this forum for the excellent advice, especially DannyBoyD. Many of us owe you a great debt of thanks (literally) Danny!
 
Before I begin: I would like to say thanks DannyBoyD for starting this Post.

Context:
  • My application returned with '.. you can pay voluntary Class 3 NICs by annual payment"
  • however in the NICs shortfall table: the last 14 years are all Class 2 (2010 to 2023) except for the first 4 years (2006-2009) which are Class 3. (I was not working during those years.)
  • I have asked HMRC if they could review my application - as I believe I should be considered as Class 2 going forward (i.e. for future years). No decision will be reached on this before the April deadline
  • I have 5 existing years of qualifying NIC payments from periods spent living and working in the UK (prior to 2000)
  • I am 50 years of age
  • I have not submitted any payment yet
Questions:
  1. As I am currently living and working abroad (IRL) should my future payments be Class 2 (based on the fact that for the last 14 years my shortfall rates are classified as Class 2) ?
  2. Should I pay, only the 14 years Class 2 with the expectation that my application will be reviewed and changed accordingly? thereby making future years categorized as Class 2
    OR
    Should I also include the 4 years (class 3) for a total of 18 years payment. In case for whatever reason HMRC still consider I should be class 3 going forward.
  3. If I retire early (say 62) - will future payments become class 3 based on a declaration that i am not currently working? I am assuming each year you need to make some declaration on your current status.
 
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