Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

blanketyblank said:
Today I received my letter from Revenue after only sending the form in just over 2 weeks ago - so fast.
It says I can pay from 2006 up to the present with most payments per year being 163.80 pounds.
My intention is to pay a lump sum and be done with it.

I have a question......
On my letter it says ' to find out if your state pension will increase after you've paid voluntary NIC's , you must phone the pension service on ( numbers given) Due to changes in the law, you need the pension service to confirm whether your state pension will increase if you pay any shortfall'

Now I can ring, but can anyone shed any light on this for me please?

Thanks
Click to expand...
I took it that it was good enough to sign in and check it on the pension forecast. Mine gives me the forecast amount for the day I turn 68 I think and says underneath that this is dependent on me paying for further 24 years to add to the 5 years I already have. Do we absolutely have to ring?
 
I phoned them because I wanted to clarify paying by Revolut. You don’t have to phone the pensions forecast if you can sign in and see your forecast online. Just as an update, Revolut has the option to pay with an IBAN, the steps from post #495 have changed order since,

  1. Click 'Payments' at the bottom of the screen
  2. Click '+' at the top right to add a payment
  3. Click 'Bank Recipient’
  4. Select ‘business’
  5. Select ‘United Kingdom’
  6. Select 'IBAN' beside Recipient Details
  7. Enter the IBAN ‘GB49BARC20204830944793’
  8. Enter Company Name ‘HMRC NIC RECEIPTS’
  9. Leave email blank
  10. Click ‘Add Recipient’ in blue at the bottom
  11. Enter the amount in British pounds, note you can pay from a sterling account or a euro account here.
  12. Enter your reference which is you NI Number + 'IC' + you surname and your first name initial.
  13. Click continue in blue at the bottom.
Hope this helps others going forward. Now I’ve something new to worry about until I can phone to check payment has been received and what I’d like them to allocate it to.
 
jpd said:
The Irish Social Welfare will calculate your pension entitlements as the higher of

1. Your pension entitlement based solely on your Irish PRSI contribution

2. Your pension entitlement based on your total pension contributions in Ireland, the UK and the EU. This amount will be reduced by the proportion of your pension payments in Ireland to the total of your pension payments in total
In most cases, this will be inferior to the amount in 1.
Click to expand...
Is this when looking for a combined pension or two separate pensions ? Could you clarify point 2 with an example.
 
You never get a combined pension - both countries calculate your pension and pay a separate pension based on their calculations
 
Paid my 23/24 contribution early May, and it's still not showing.
I know they're busy, but anyone else paid in that time frame and can see it online received by UK pensions?
 
Peckham said:
It's not fully clear in the letter, but details are here (about halfway down the page)

www.gov.uk

Pay voluntary Class 2 National Insurance contributions if you do not pay through Self Assessment

How to pay Class 2 self-employed National Insurance contributions - online, bank transfer, cheque, payslips.
www.gov.uk www.gov.uk

You may wish to ring them to confirm which years you are paying so they allocate the payment correctly. That's what I did, but I only paid for a few years. Will make further payment later this year.
Click to expand...
I tried to make a payment using the link above as provided by "Peckham".as I got letter last week saying I as accepted for Class 2 . It keeps asking me "apply to pay voluntary Insurance contributions when abroad" but doesn't give me option to pay? Does anyone else have this problem, what am I doing wrong? thanks
 
Hi I have looked back through the posts but am unsure how to pay for the years I'm buying back!
I don't have Revolut.
How else have people paid?
Any advice appreciated,thanks
 
I just phoned and my payment from Monday 29th July is received and I was able to inform them which years to allocate to.

In terms of paying every year, do I initiate this or does revenue contact me? I have paid from 2006/2007 to 2020/2021. I just need to save to pay 2021/2022 to present and I plan to pay annually also. Do they contact me for the annual payment or does that not kick in until I’m up to date?
 
Zizigirl said:
I just phoned and my payment from Monday 29th July is received and I was able to inform them which years to allocate to.

In terms of paying every year, do I initiate this or does revenue contact me? I have paid from 2006/2007 to 2020/2021. I just need to save to pay 2021/2022 to present and I plan to pay annually also. Do they contact me for the annual payment or does that not kick in until I’m up to date?
Click to expand...
I asked them that question yesterday about annual payment and she said they start sending out letters in October for people to pay their annual amount. You should automatically get a letter in post every year.
 
Hi, I've looked through all the posts as regards paying the money - it will be about 3000 euro. Have people paid by transfer from their own bank ? Did this work out ok. As I said I don't have Revolut.
I'm quite unsure how to go about it, any advice appreciated.
 
blanketyblank said:
Hi, I've looked through all the posts as regards paying the money - it will be about 3000 euro. Have people paid by transfer from their own bank ? Did this work out ok. As I said I don't have Revolut.
I'm quite unsure how to go about it, any advice appreciated.
Click to expand...
My bank have quoted me €33.50 to do the transaction. The fee seems to be minimal doing it from Revolut. I dont have Revolut either but setting it up today as it looks like most people are using Revolut to transfer the money - minimal fees involved and apparently very straightforward. Also you can set it up so you can transfer the Stg amount which is great. Hope this is helpful!
 
Zizigirl said:
I just phoned and my payment from Monday 29th July is received and I was able to inform them which years to allocate to.

In terms of paying every year, do I initiate this or does revenue contact me? I have paid from 2006/2007 to 2020/2021. I just need to save to pay 2021/2022 to present and I plan to pay annually also. Do they contact me for the annual payment or does that not kick in until I’m up to date?
Click to expand...
Hi there - could you share the number you used to call HMRC please?
 
Hi. I paid my money today by bank transfer from my own bank. All went fine. It just didn’t fit my initial for my first name on the reference space but I had seen that this might happen.

Now I’m wondering when you should contact to let them know which years you bought for ? Should I do it straight away ? And where do I contact _. By phone ??? Letter???

Any help appreciated
 
blanketyblank said:
Hi. I paid my money today by bank transfer from my own bank. All went fine. It just didn’t fit my initial for my first name on the reference space but I had seen that this might happen.

Now I’m wondering when you should contact to let them know which years you bought for ? Should I do it straight away ? And where do I contact _. By phone ??? Letter???

Any help appreciated
Click to expand...
I paid on a Monday and phoned the number above the following week on Wednesday. Payment could be seen and I was able to tell them what years to allocate to. Was showing on my forecast by Friday.
 
thanks Ill do that next week That was very quick that it showed on your forecast, hope mine does too.
Thanks for your help
 
DannyBoyD said:
Save your money & use it towards your NI contributions; it's a great deal, everyone who can should be doing it.
Click to expand...
Hi Danny, I’m trying to find out about my pension on GovUK. I have created an ID but I can’t go any further because I don’t have the documents to prove identity eg UK passport or drivers license. Mine are all Irish.
 
Hi ,
I was about to ask a question ,but its the same as last comment ,I have no bills P60 or other documentation but have a National insurance no ,I cant get through the verify process ,any help would be great ,is it to late to try top up for a pension as I worked in the UK aprox 1985-1992 .
 
You must log in or register to reply here.
Back
Top