Ulster bank mortgage - I have heard nothing from AIB?

so-crates said:
3) Contrary to the communication from Ulster Bank and from AIB, they took the debit including my overpayment. Apparently this will change when the new interest rate is applied and I will have to set up my overpayment as a standing order then.
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Was it UB or AIB that took the payment+overpayment?

For me the overpayment was taking as normal but I put it down to fact that my DD was due a few days after the transfer, so the DD request would have already come from UB as normal.
 
Did anybody get a letter after the ECB rate drop on 12th Sept? We have no online access to our account and no new account number either. Although we did get our final statement from UB and letters of transfer.
 
Savvy said:
Was it UB or AIB that took the payment+overpayment?

For me the overpayment was taking as normal but I put it down to fact that my DD was due a few days after the transfer, so the DD request would have already come from UB as normal.
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Not sure, but from the conversation with their help line, it sounded like they used the existing DDs as the template. Will all be changing now 1st October when the repayment is changed due to the interest rate change.
 
so-crates said:
Not sure, but from the conversation with their help line, it sounded like they used the existing DDs as the template. Will all be changing now 1st October when the repayment is changed due to the interest rate change.
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Surely you would know as either it will say Ulster Bank or AIB (or possibly Mars) on your bank account.
 
Mortgage taken out by DD today. At the moment I can't see where the direct debit has been taken from - it's a series of numbers and letters. I just know it's the mortgage because of the figure.
We finally got an update letter last week. Which has rolled both ECB rate amendments (euribor and ecb drop) into the one.
 
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