Was it UB or AIB that took the payment+overpayment?3) Contrary to the communication from Ulster Bank and from AIB, they took the debit including my overpayment. Apparently this will change when the new interest rate is applied and I will have to set up my overpayment as a standing order then.
For me the overpayment was taking as normal but I put it down to fact that my DD was due a few days after the transfer, so the DD request would have already come from UB as normal.