Okay great just wanted to check did you contact the pensions department before hand. Thanks will have a read of it again.
Okay great just wanted to check did you contact the pensions department before hand. Thanks will have a read of it again.There should be clear instructions in the letter you got, along with the dates the payment is due.
I phoned them before transferring the money to tell them the sterling amount I would be sending and what years it was to be set against.Okay great just wanted to check did you contact the pensions department before hand. Thanks will have a read of it again.
Not sure what you mean by using uk contributions for Irish pension. They are taken into account in terms of qualifying . you don't just add them together to get a full pension, there is a formula.Was wondering did anyone have the same issue as me. When I add up my years contributions I have twelve years but the hmrc calculator says I have 21 years more contributions to make the 35. Also the figure of my current pension is 92.50 sterling approx which equates to between 14-15 years. As I will be using my UK contributions toward my 40 Irish year pension it would be good to know how many years I actually have. Was curious did anyone else have this. Where the figures don’t add up? Thanks
That is a great story! Well done!I would also like to thank everyone for their contributions, especially the OP.
A relative of mine, approaching retirement, had lived in the UK several years as a child and worked there for less than a year as an adult. They didn't know their NI number, so I brought them through the whole process, mostly out of curiosity. Neither of us expected anything to come of it.
We found four years of credited contributions on record, and submitted the CF83 form online in mid-August of this year. By the end of September they got a letter of eligibility to buy back to 2006 at the Class 2 rate. That, plus the next couple of years, should bring them to at least two thirds of the annual UK pension by the time they hit retirement age, for less than £4k total cost.
Have you completed CF83? Are you paying voluntary NICs?Was wondering did anyone have the same issue as me. When I add up my years contributions I have twelve years but the hmrc calculator says I have 21 years more contributions to make the 35. Also the figure of my current pension is 92.50 sterling approx which equates to between 14-15 years.
For most people it is better to claim the two pensions separately.As I will be using my UK contributions toward my 40 Irish year pension it would be good to know how many years I actually have. Was curious did anyone else have this. Where the figures don’t add up? Thanks
Re your last point Danny can you explain what you mean please? For this question I am assuming "better" means financially advantageous.Have you completed CF83? Are you paying voluntary NICs?
For most people it is better to claim the two pensions separately.
Sure I got that thanks…..I’m hoping to be in this situation myself and so I’m genuinely interested to know what are the specific details that lead you to conclude that it is “better for most people to claim the two pensions separately”?Better = more money
Haha. Got it. Thanks for sharing that pearl.1. You can claim UK state pension (subject to NICs)
2. You can also claim Irish state pension (subject to contributions)
Two state pensions > one state pension.
I made my payment at start of April, having rung them a few days previously telling them which years I would be paying.
Still nothing showing on my account, but I rang them last week and they confirmed that there was a payment received and which years it would be allocated to.
She seemed confused as to why it wasn't reflected in my online record so she escalated it to another team.
My understanding is that you need 40 years contributions to get a full Irish pension and that any years done in uk or other uk country count towards the 40. I’m just not clear how many years I have done in uk from the hmrc app and I was just wanted to know did anyone else have that issueNot sure what you mean by using uk contributions for Irish pension. They are taken into account in terms of qualifying . you don't just add them together to get a full pension, there is a formula.
I rather thought I did exactly that.share their rationale
My understanding (I'm open to correction) is that its an either or situation.My understanding is that you need 40 years contributions to get a full Irish pension and that any years done in uk or other uk country count towards the 40. I’m just not clear how many years I have done in uk from the hmrc app and I was just wanted to know did anyone else have that issue
Yes I’m paying the voluntary NICs. My question is about the Irish pension although I know this is a thread for uk pensions. I won’t have enough Irish years alone to make up the full 40 years but my uk years (which at this moment in time count toward the 40 although this may change in the future) aren’t clear on the app. I was there 15 years but spent some in uni. I seem to have between 12 and 14 years there.Have you completed CF83? Are you paying voluntary NICs?
For most people it is better to claim the two pensions separately.