Last edited: Aug 31, 2016 Information last changed: 31 August 2016. Best Buy - If you spend under €24,000 per year on a credit card KBC: Credit Card Reward: 1% cash back on grocery and online purchases up to a maximum reward of €10 per month. Rate: 18.25% APR. Best Buy - If you spend over €24,000 per year on a credit card AIB: Platinum Visa Credit Card Reward: 0.50% cash back on all annual spends from €5,000 to €50,000 up to a maximum of €225 per year. Rate: 11.84% APR on purchases. Other Reward Credit Cards Tesco Credit Card Reward: 1 clubcard points for each €2 spent in Tesco or 1 point for every €8 spent elsewhere. Clubcard points can also be exchanged for 'clubcard rewards' that give up to 4 times the value of the vouchers, in a select number of outlets. Rate: 19.1% APR. Balance transfer: 0% APR for 6 months on balances and 0% APR for 8 months on purchases. Notes: This thread lists the top credit card reward schemes. Reward cards are generally best for those that pay off their credit card balance in full. Post comments, suggestions and feedback in the banking forum.