Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

Extremely cheeky question: being technically pension contributions, and with the bi-lateral agreement still in place post-Brexit, are paid UK voluntary contributions in any way tax deductible on an Irish tax return?
 
Brilliant post, very informative! The video is great too, thanks Dan! This is probably a very stupid question but can I only pay voluntary contributions for gap years after I worked the consecutive 3 years? I started working in the UK 8 years ago, built up 4 years of contributions and then left, giving me a 4 year gap of no contributions. I guess I can pay voluntary contributions for the last 4 years but can't utilise the full 18 years being offered now right?

Even if this is the case, your information has helped me so much because I didn't even realise I could continue to pay voluntary contributions at all.
 
Kevin6 said:
4 year gap of no contributions.
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So you pay the 4 years to bring you up to date; then you continue payments until you max out at 35 years or reach pension age which ever comes first.

I don't understand where the 18 years comes from.
 
Thanks, that's what I thought. To be honest, before your post I didn't even realise I could continue paying voluntary contributions after leaving the UK so I'll keep on top of it from now on.
DannyBoyD said:
I don't understand where the 18 years comes from.
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You mentioned in your first post that a window has opened to allow back payments to be made to fill gaps within the last 18 years and I initially thought I could pay off 14 years, stupid in hindsight. I'll pay the 4 years and do the rest annually instead.
 
Interesting video.

It's a bit jumpy and it's very fast. You don't get a chance to read the text.

A few things I learnt from it which I had not known. They have probably been covered here already, but I had missed them.

1) To qualify for a pension, you must have a minimum of 10 years' contributions
2) You do not have to have worked in the UK for three years. You need to have lived there for three years.
 
Brendan Burgess said:
You need to have lived there for three years.
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Yes but then you can only make Class 3 voluntary NICs. More expensive, but still worth it.

The UK (like Ireland) has no compulsory registration of residence. So it would be very hard to prove or disprove that you had lived there for a continuous period decades ago. I'm not sure how HMRC would deal with someone who claimed they had lived in the UK as a non-working spouse for three years and had no contact with the benefits system.
 
Hi, hoping to get some help please.
My dad worked in the UK before moving back to Ireland in 2004. He is currently getting a reduced UK pension for last two years as paid 25 year’s contributions up until 2011. We have contacted UK pensions who are asking if he was employed in Ireland which he has been self employed farmer here since 2004 to date. Is a revenue tax return acceptable to show proof of employment in Ireland and would he qualify for class 2?

Thanks so much
 
laraghcon21 said:
he has been self employed farmer here since 2004 to date. Is a revenue tax return acceptable to show proof of employment in Ireland and would he qualify for class 2?
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Curious to see the outcome of this scenario. I've been wondering if being self-employed in Ireland is still eligible for Class 2 like it is in the UK.
 
Stitcher said:
I have sent my cf83 form off today with covering letter by registered post. I have a year to go to retirement so hopefully it will be sorted by then. The NI38 information document said to enclose proof of employment for class 2, which I did, but they may ask for more info yet.

Julia 20, Did you have get a statement from your employer?
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Sorry for late reply.No they accepted my list. I did work in the public service, don’t know if they checked I doubt it.
 
I am very late to the game here… I worked in UK for about a decade, left in 1998… I have done the log in, check contributions and got a forecast. Been working since I moved back here, still working.
the forecast is £60 a week which I was delighted with, thought I’d get nothing.
now it seems I can get more..
provided I pay up £824 a year .. grand I’m lucky to be able to do that right now. From 2006 onward? Earlier years it’s too late, my bad, never occurred to me.

The class 3 v 2 is wrecking my head, I can’t figure it out. any definitive answers there?

Even at £800 it is a good investment as long as I love a few year before retiring. I am 60 now.

so it seems I have a few days to send them lots of money. Then I need to send more annually, grand I’m still working so I will be able to do that.

hubby is British and is I pretty much the same position, except he was self employed for 20 years when we moved here. he’s also 3 years younger than me so has a few more years to pay up.

so almost £20k between is before next week? Yikes

am I missing somethin?

can I really be paid up into 2 state systems for the same years?
 
The online website appears to default to Class 3.

If you believe you qualify for Class 2 (review key post), complete CF83 with a cover letter and send by recorded delivery. You should each do a separate CF83.

You will (eventually) get a response and thats when you make your back payments.

At the risk of being cranky; the benefit of doing this has been repeated again and again. Along with posts from people who are retired and claiming both.
 
Sorry to be so repetitive
as I said I’m late to the game. And I was panicking over the next week deadline… which I see now is 31 July So I can breath again.

I’ll send off the form and revisit the class discussion.
 
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