Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

I made a payment about 4 weeks ago via Wise using the short code and account number at the back of my 23-24 letter.

I rang at 8 this morning to confirm receipt and allocation. It took less than 10 minutes from beginning to end and I even changed the address.
 
Peckham said:
I get what you're saying, and there are risks involved no matter which decision you take. For example, the cold reality is that there are many making payments who don't live long enough to reap any rewards, so even buying 1 year is a risk in that sense.

I'm taking the view that I should pay as many years as I can now as there is a bigger risk (albeit still probably small) that voluntary or Class 2 contributions cease to be an option in the future, or they are priced at a level that makes future years much less affordable.

I've 20 years until I'm eligible to claim, and buying all available years now leaves me only needing to pay another 10 years.
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Did you have any issues actually making the payment for the contributions? I have just received a letter confirming Class 2 (happy days, as much cheaper), however I am struggling to find a way to pay. There is a mention of a 16 digit code, but this was not shared in the letter. I tried the helplines, but 45+ minutes on hold and then no real help. Anyone experienced anything similar?
 
JohnMM said:
Did you have any issues actually making the payment for the contributions? I have just received a letter confirming Class 2 (happy days, as much cheaper), however I am struggling to find a way to pay. There is a mention of a 16 digit code, but this was not shared in the letter. I tried the helplines, but 45+ minutes on hold and then no real help. Anyone experienced anything similar?
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It's not fully clear in the letter, but details are here (about halfway down the page)

www.gov.uk

Pay Class 2 National Insurance if you do not pay through Self Assessment

How to pay Class 2 self-employed National Insurance contributions - online, bank transfer, cheque, payslips.
www.gov.uk www.gov.uk

You may wish to ring them to confirm which years you are paying so they allocate the payment correctly. That's what I did, but I only paid for a few years. Will make further payment later this year.
 
I can't remember any of the addresses I lived in (despite buying my own house there) but have all the information on the company I worked for. Has anyone any experience of getting their National Insurance number this way? Will HM be able to track and trace on that alone? I reached out to the company I was employed with and the MD (same guy who I worked with many moons ago) has searched high and low for me but says they do not keep records that far back. I can't believe how bad my memory is.
 
You can get your NI number by completing and posting form CA5403, address is on the form. They will ask for your U.K. address though. Can you even remember the name of the road you lived on? If you do, use google earth to find the actual house number by zooming in on street level.
 
TrishC said:
You can get your NI number by completing and posting form CA5403, address is on the form. They will ask for your U.K. address though. Can you even remember the name of the road you lived on? If you do, use google earth to find the actual house number by zooming in on street level.
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Try thinking about your local pub, what route did you take to work, bus number / train / tube?

Do you have older family members who still use address books? There might be one hanging around next to the landline.
 
Finance said:
I can't remember any of the addresses I lived in (despite buying my own house there) but have all the information on the company I worked for. Has anyone any experience of getting their National Insurance number this way? Will HM be able to track and trace on that alone? I reached out to the company I was employed with and the MD (same guy who I worked with many moons ago) has searched high and low for me but says they do not keep records that far back. I can't believe how bad my memory is.
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DannyBoyD said:
Try thinking about your local pub, what route did you take to work, bus number / train / tube?

Do you have older family members who still use address books? There might be one hanging around next to the landline.
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My hunch is everything was discarded as I generally don't hold things that have zero relevance in my life for more than 10 years. My family are similar and don't hang onto stuff but its no harm to ask my parents. There's no chance that i'd remember a bus number. As for using google maps I have no memory of any of the roads so I wouldn't even know where to start. But I will still take a look to see if it jogs my memory. Thanks for the suggestions.
 
I found my work address on google and that's how I was able to contact them via phone and email.
 
DannyBoyD said:
I take it you've never applied for Garda Vetting?
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I found an address on a lloyds bank statement which I thankfully kept from 1989 which my salary was paid into. Did you have mortgage with bank, any chance you remember or can guess bank. Did you pay council tax what council borough did you live in. Did you ever claim social welfare or register with department of work and pensions job centres, if you did a DSAR would that throw up something.
 
I paid about 4 weeks ago too, I didn't have any options on the years though as only 2 years availalbe and I paid both. I might call for piece of mind though.
When I log in to see my record now it says
"There is a short delay in processing some payments. Your forecast will be updated as soon as possible."
 
Same here, and it's over 8 weeks now. My pension is due in August so I am completing the pension claim form now and will phone again just before I send it off in the next few days to see if record can be updated or if there will be a back payment if not.
 
Chrisofthewhite said:
When I log in to see my record now it says
"There is a short delay in processing some payments. Your forecast will be updated as soon as possible."
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I noticed this change today too. I wonder is it triggered by my annual payment for last tax year which was paid in early May (which is otherwise and currently unrecognised by the HMRC system).
 
Kev1964 said:
I noticed this change today too. I wonder is it triggered by my annual payment for last tax year which was paid in early May (which is otherwise and currently unrecognised by the HMRC system).
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I had the same change and I also had processed a payment .
 
Kev1964 said:
I noticed this change today too. I wonder is it triggered by my annual payment for last tax year which was paid in early May (which is otherwise and currently unrecognised by the HMRC system).
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I had the same change and I also had processed a payment .
 
I wonder is everyone seeing this, or only those who made payments?

Hopefully the latter as I made a payment at the start of April and not yet showing. Was going to ring them in September if still not showing.
 
I can see it and no payment made yet.

I'll be doing so this week. I'm going to go the Revolut route but is there any need to ring before making the payment or just afterwards to confirm its been received and to allocate to the correct years?
 
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