100% agree. Pay the maximum possible as early as possible. Get it done and forget about it.I get what you're saying, and there are risks involved no matter which decision you take. For example, the cold reality is that there are many making payments who don't live long enough to reap any rewards, so even buying 1 year is a risk in that sense.
I'm taking the view that I should pay as many years as I can now as there is a bigger risk (albeit still probably small) that voluntary or Class 2 contributions cease to be an option in the future, or they are priced at a level that makes future years much less affordable.
I've 20 years until I'm eligible to claim, and buying all available years now leaves me only needing to pay another 10 years.
I am working. Though not full time. Week on week off. I intend starting process this monthAre you working in Ireland or have you already retired?
Only way to know is to contact them to get your forecast. Be mad not to find out.Im claiming a pension from when I worked in England in education. For 4 years in the 80’s And could claim this from 60 years of age.
I’m claiming it for 2 years. It was a very simple profess
What I’m wondering is am I also able to apply for the state pension from England when the time comes if I top up my 4 years
In other words can I claim the state one as well as the teaching one
Thanks. Apologies for any confusion
I had 10 years of Local Govt service in UK from 1984-95, so I got a Local Govt pension from 60. I am also going to top up my UK State Pension to 35 years, I can draw that when I am 66 and 9 months in 2027.Thanks I don’t expect to get a state pension for 4 years. My intention is to top up to 10 if it’s possible.
But my confusion is over the fact that I’m already getting my teachers pension and I’m not sure it would be allowed As partnership said. Worth a try
Thanks very much for thatI had 10 years of Local Govt service in UK from 1984-95, so I got a Local Govt pension from 60. I am also going to top up my UK State Pension to 35 years, I can draw that when I am 66 and 9 months in 2027.
So yes, you can have 2 pensions. Talk to DWP in Newcastle and they can confirm where you stand re your State Pension.
I only worked for 4 years in the UK and just bought back 17 years and will pay for the next 7 years and will get over £200 per weekThanks I don’t expect to get a state pension for 4 years. My intention is to top up to 10 if it’s possible.
But my confusion is over the fact that I’m already getting my teachers pension and I’m not sure it would be allowed As partnership said. Worth a try
ThanksSee FAQs - 2nd post after Key Post.
The post there is referring to another post but for some reason I can't access the thread ( it's not working).See FAQs - 2nd post after Key Post.
Did you have any issues actually making the payment for the contributions? I have just received a letter confirming Class 2 (happy days, as much cheaper), however I am struggling to find a way to pay. There is a mention of a 16 digit code, but this was not shared in the letter. I tried the helplines, but 45+ minutes on hold and then no real help. Anyone experienced anything similar?I get what you're saying, and there are risks involved no matter which decision you take. For example, the cold reality is that there are many making payments who don't live long enough to reap any rewards, so even buying 1 year is a risk in that sense.
I'm taking the view that I should pay as many years as I can now as there is a bigger risk (albeit still probably small) that voluntary or Class 2 contributions cease to be an option in the future, or they are priced at a level that makes future years much less affordable.
I've 20 years until I'm eligible to claim, and buying all available years now leaves me only needing to pay another 10 years.
It's not fully clear in the letter, but details are here (about halfway down the page)Did you have any issues actually making the payment for the contributions? I have just received a letter confirming Class 2 (happy days, as much cheaper), however I am struggling to find a way to pay. There is a mention of a 16 digit code, but this was not shared in the letter. I tried the helplines, but 45+ minutes on hold and then no real help. Anyone experienced anything similar?
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