Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

[sobobrif]

Can I ask was this successful for you to pay via Revolut??

Having spend an age reading on here I rang the HMRC office and the nice lady on there was absolutely adamant that I could not use Revolut to pay them? As a means of establishing an exact Sterling amount I am not sure of another way.

Hi I sent it through my BOI APP and it went through ok and i was able to set the exact amount in sterling that needed to be sent, But BOI wont let you send more that a €1000 to a new payee on the first go, so I would send £179.40 first and then a day or two later the rest, It will be at least 4 Months before it shows up on your HMRC account make sure you follow the info at (gov.uk/pay-class-2-national-insurance) and read it a few times before sending it. I have no info on any other banking system.
The first change you will see is the year 2023-2024 disappear off that list (the £179.40) in a few months and then the rest a few weeks later.

 

[Tobyboy]

Hi I sent it through my BOI APP and it went through ok and i was able to set the exact amount in sterling that needed to be sent, But BOI wont let you send more that a €1000 to a new payee on the first go, so I would send £163.80 first and then a day or two later the rest, It will be at least 4 Months before it shows up on your HMRC account make sure you follow the info at (gov.uk/pay-class-2-national-insurance) and read it a few times before sending it. I have no info on any other banking system.

Thank you. I think BOI have the 1k limit on the first day of set up rather than first payment no? After 48hrs I am guessing you could have made full single payment. Did they charge you for this as when I set this up just now, it says some foreign banks will deduct fees from amount sent, so did you add a buffer amount to cover such fees from Barclays?

Revolut would be more cost effective and it seems people on here are doing it, but HMRC rep was definite I couldn't us them..

 

[3CC]

Can I ask was this successful for you to pay via Revolut??

Having spend an age reading on here I rang the HMRC office and the nice lady on there was absolutely adamant that I could not use Revolut to pay them? As a means of establishing an exact Sterling amount I am not sure of another w

Yes - I rang today (5 weeks after the Revolut transfer) and the money has arrived successfully. The lady I spoke to said it can take up to 17 weeks to allocate class 2 payments.

 

[ohrose]

Hi I sent it through my BOI APP and it went through ok and i was able to set the exact amount in sterling that needed to be sent, But BOI wont let you send more that a €1000 to a new payee on the first go, so I would send £179.40 first and then a day or two later the rest, It will be at least 4 Months before it shows up on your HMRC account make sure you follow the info at (gov.uk/pay-class-2-national-insurance) and read it a few times before sending it. I have no info on any other banking system.
The first change you will see is the year 2023-2024 disappear off that list (the £179.40) in a few months and then the rest a few weeks later.

I'm curious about how you did this as in transfer Sterling from BOI APP. Where did you specify your National Insurance Number. My recollection was that if you transferred in Euro there was a 'Reference' field available, but when you choose Sterling, the 'Reference' field disappears and instead you are presented with I think 'Message to payee'. For that reason I ended up sending a Euro transfer (with a little bit more to take account of the exchange rate).

 

[JKetch]

As a means of establishing an exact Sterling amount I am not sure of another way.

Another way to do it is using an in branch bank transfer. I did it using AIB, the amount is sent in sterling, based on that day's exchange rate.

 

[iamaspinner]

I used Wise

 

[partnership]

I'm curious about how you did this as in transfer Sterling from BOI APP. Where did you specify your National Insurance Number. My recollection was that if you transferred in Euro there was a 'Reference' field available, but when you choose Sterling, the 'Reference' field disappears and instead you are presented with I think 'Message to payee'. For that reason I ended up sending a Euro transfer (with a little bit more to take account of the exchange rate).

I did it in my boi app and put ref number in message field. Put in Sterling amount.

 

[Tobyboy]

Yes - I rang today (5 weeks after the Revolut transfer) and the money has arrived successfully. The lady I spoke to said it can take up to 17 weeks to allocate class 2 payments.

Why would they tell me I can't use revolut by the HMRC CS rep? She was adamant! Anyone else been told this? Confusing..

 

[sobobrif]

Thank you. I think BOI have the 1k limit on the first day of set up rather than first payment no? After 48hrs I am guessing you could have made full single payment. You were able to set up the exact amount in £Stg in the BOI app? How did you do that? Did they charge you for this? Revolut would be more cost effective and it seems people on here are doing it, but HMRC rep was definite I couldn't us them..

after you have added the payee (HMRC) to your payee list, and when you go to make a payment you select pay in sterling and that option is available as the IBAN is a GB one. and they will tell you on the app how much it will cost you in €.
Sorry the site would not let me reply for some crazy 6000 seconds.

 

[lmd]

I completed the CF83 online on 4th June. I've just checked progress and it says Completed. I've got no messages. Has anyone else completed the process online just wondering what happens next. Apologies if referenced before I couldn't find anything similar in the thread. TIA.

 

[Tobyboy]

I got another HMRC rep this morning who said Revolut is fine. So I paid using that. I looked at the BOI app as well, but it was much more expensive through BOI. If I hadn't of bought US dollars last week taking my monthly allowance to its limit it would have been cheaper again on Revolut. If you have a paid plan with them, which I don't, you probably avoid this 1% fee.
The HMRC rep told me to call them in 6 to 8 weeks to ensure it's allocated to all the back years to 2006. fingers crossed!

 

[Freedom]

What can I say? HUGE thank you @DannyBoyD and all the other contributors here and on the other threads.

I got my reply this morning and to my surprise my application to pay class 2 has been accepted fully.

To say I am surprised is an understatement: I was a student in the UK just before I left and came back to Ireland to continue my studies. I only started working a few years later. So I applied to pay class 2 for at least the years I was working here.

It turns out I can buy back all the years @ class 2. Just in case I got the letter in triplicate (3 envelopes).

Next step is to call them. Any idea how I can call the UK without spending too much? I don't have a landline. My GoMo is ~25c per minute. Most other networks have similar charges. Tescomobile is 4c, but I have to spend €15 for the SIM, top up and it stops after 28 days if I don't renew. Lycamobile is my last hope... Has anyone tried any apps like mytello or tuoolani?

Hi there, "so I applied to pay class 2 ..." may I ask how did you apply to pay class 2? was it on form CF83 and if so, I can,t see where exactly. Thanks for any help! ps I,m hoping I can pay class 2 as opposed to class 3.

 

[Zobeda]

I think people made a case for their eligibility to pay class 2, usually by way of a cover letter sent with form CF83. That's what I did anyway, based on the very sound advice received here and having read the entire thread carefully.

 

[Freedom]

I think people made a case for their eligibility to pay class 2, usually by way of a cover letter sent with form CF83. That's what I did anyway, based on the very sound advice received here and having read the entire thread carefully.

thank you!

 

[Frivolous]

I got another HMRC rep this morning who said Revolut is fine. So I paid using that. I looked at the BOI app as well, but it was much more expensive through BOI. If I hadn't of bought US dollars last week taking my monthly allowance to its limit it would have been cheaper again on Revolut. If you have a paid plan with them, which I don't, you probably avoid this 1% fee.
The HMRC rep told me to call them in 6 to 8 weeks to ensure it's allocated to all the back years to 2006. fingers crossed!

I paid the back years contributions on 22Feb 2024 - to date these contributions haven't been updated on my NIC record - the payments were all allocated to 2023/24 - I was expecting 6-8 weeks for the record to be updated - I wonder is it time to bite the bullet and call them?

 

[iamaspinner]

I think people made a case for their eligibility to pay class 2, usually by way of a cover letter sent with form CF83. That's what I did anyway, based on the very sound advice received here and having read the entire thread carefully.

Exactly like that, cover letter.

 

[Skyline]

I paid the back years contributions on 22Feb 2024 - to date these contributions haven't been updated on my NIC record - the payments were all allocated to 2023/24 - I was expecting 6-8 weeks for the record to be updated - I wonder is it time to bite the bullet and call them?

I paid my back years contributions in Jan 2024 and my NIC record was updated in May. It took 18 weeks but well worth the wait. I have now received my notification for voluntary contribution for 2023 / 24. A bit more patience and it will be updated.

 

[Tobyboy]

I paid the back years contributions on 22Feb 2024 - to date these contributions haven't been updated on my NIC record - the payments were all allocated to 2023/24 - I was expecting 6-8 weeks for the record to be updated - I wonder is it time to bite the bullet and call them?

She said it would take up to 16 weeks to show up on the online portal. I would call them.

 

[ohrose]

What can I say? HUGE thank you @DannyBoyD and all the other contributors here and on the other threads.

I got my reply this morning and to my surprise my application to pay class 2 has been accepted fully.

To say I am surprised is an understatement: I was a student in the UK just before I left and came back to Ireland to continue my studies. I only started working a few years later. So I applied to pay class 2 for at least the years I was working here.

It turns out I can buy back all the years @ class 2. Just in case I got the letter in triplicate (3 envelopes).

Next step is to call them. Any idea how I can call the UK without spending too much? I don't have a landline. My GoMo is ~25c per minute. Most other networks have similar charges. Tescomobile is 4c, but I have to spend €15 for the SIM, top up and it stops after 28 days if I don't renew. Lycamobile is my last hope... Has anyone tried any apps like mytello or tuoolani?

I have used Gomo and waited about 45 mins. It cost me about 15 Euro. Small change in the scheme of things.

 

[SimonP]

So just to help others with anything, my retirement age is next March. I initially made contact with HMRC in August 2021 and as I'm British and moved here in 1992 I had 18 years already up to date. At this point they gave me a forecast of £118 if I kept up to date. With the help of this website and the great info here I started to pay the arrears which was 17 years. I was eligible for class 2 so initially paid £1808 for 11 years in March 2023. An increase showed on my forecast a couple of months later. I then paid payments of around £328 in Sept 2023, Nov 2023 and Feb 2024. Each time I did this I phoned up to tell them I was going to pay. I think they asked me what years I wanted it for but it didn't really matter. Since Feb 2024 I phoned them 3 or 4 times to ask had these payments been allocated as there was no change on my forecast. They said they could see the payments but it is normal for it to take a bit of time for them to be allocated and show. Anyhow a couple of weeks ago the forecast showed the full pension as I'd now paid the 35 years required. I had already added a sterling account to my revolut so it was easy to pay everything via this and also the fees were good if you do it in the working weekdays.