Hi there
I have a mortgage with Ptsb and have been on a fixed rate for the past 2 years. My term ends this month and they have offered me a range of 'options' - a fixed rate over 3 years is 2.95% while a 2 year fixed rate is 3.10%. Should I even consider the variable rate of 3.95%? My LTV is still high at about 86%. Any advice greatly appreciated!
I have a mortgage with Ptsb and have been on a fixed rate for the past 2 years. My term ends this month and they have offered me a range of 'options' - a fixed rate over 3 years is 2.95% while a 2 year fixed rate is 3.10%. Should I even consider the variable rate of 3.95%? My LTV is still high at about 86%. Any advice greatly appreciated!