Hi all.
I have a question on this. I am a forced landlord and in a message to all residents the management company said landlords should have public liability insurance, in case a tenant has an injury in your place.
I checked this with the RTB and they said landlords just need building insurance and the block insurance I have with the management company ticks this box. Tenants according to RTB should take out contents insurance.
I also did a quick check online to see what is covered in block insurance and Aviva said public liability is included, but not any more detail that that.
Has anybody had any experience of this, are landlords liable to claims against them if a tenant has an injury. My opinion is no as long as the place was in a safe liveable condition, which mine definitely is.
Thanks
I have a question on this. I am a forced landlord and in a message to all residents the management company said landlords should have public liability insurance, in case a tenant has an injury in your place.
I checked this with the RTB and they said landlords just need building insurance and the block insurance I have with the management company ticks this box. Tenants according to RTB should take out contents insurance.
I also did a quick check online to see what is covered in block insurance and Aviva said public liability is included, but not any more detail that that.
Has anybody had any experience of this, are landlords liable to claims against them if a tenant has an injury. My opinion is no as long as the place was in a safe liveable condition, which mine definitely is.
Thanks