Health Insurance New Health Insurance provider launches

ClubMan said:
Even though we don't know what they're actually offering yet?
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I’ll wager I’ll get close to the same cover for cheaper and it’s time to switch as I’ve been too long with the same provider, mr Goode seems to think it’s a good idea too
 
At first glance its looking about 20% cheaper than Laya on an equivalent plan - Flex 500 Explore €188/month for 2 of us v €148/month on Level health B @ 500excess. If i move to 300 excess its €156/month

I've yet to look at everything, but in the areas I'd be looking at it seems identical, so will probably switch with €500 savings.


Some small difference in how excess is applied. EG Laya don't apply excess for psychiatric stays/substance abuse stays, whereas Level health do.
Another difference is the room cover. On Laya I have private room cover but level health is semi private unless I mover to Plan C. So that's a point to note if you think you are likely to need a hospital stay.
 
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I have just got my renewal from Laya for December 1st... Control Create 300 x 2 €3837 (3054 last year)

Plan D Level Health similar cover but no excesses (I think for Blackrock etc..) is coming in at 4525 but if home insurance is discounted by 50% as they say, might be a more viable option. Simplicity is coming in about the same but again excesses are much higher for some of the hi tech hospitals.

I can't see much about pre existing conditions or waiting times for what they might consider an upgrade of policy. Maybe I am looking in the wrong area.

Am I right in assuming the all consultants etc.. will automatically be included?
 
The perks are certainly attractive

Decent travel insurance included (incl winter sports)
50% off Home insurance
Personal accident insurance
15% off car insurance
 
fayf said:
Need to go through the detail. But a nice option to add or remove, everyday expenses on Plans B & C

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Plan B day to day cover for an extra €190 on the premium: :(
Day to Day Medical Expenses
GP visits €30 per visit, 1 visit per annum
Physiotherapist visits €30 per visit, 1 visit per annum
Psychotherapy and Counselling €30 per visit, 1 visit per annum
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If you had all three visits then you'd still be out of pocket to the tune of €100.

Edit: oh, that may not be accurate but it's what was in the PDF that it gave me. But when I look elsewhere on the site I see more extensive day to day cover. I'll have to look at this more systematically...
 
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