is my mortgage legal?

You too Shane.

And I like people who beat banks. You might not think it but my ire against Irish banks has not abated.
 
Bronte said:
You too Shane.

And I like people who beat banks. You might not think it but my ire against Irish banks has not abated.
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I never asked how you knew that I was talking to a banker a debt expert and a solicitor in my threads. This is all new to me you see and it was helpful thanks again.
 
shane kirwan said:
I never asked how you knew that I was talking to a banker a debt expert and a solicitor in my threads. This is all new to me you see and it was helpful thanks again.
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Hang around here a bit and you soon get to work out a few things :) Some will have explicitly stated their profession for one reason or another (e.g. saying something like "From my experience dealing with xxxx in yyyy..."). Some will include their business website in their sign off, especially those who work in certain pertinent areas. Some will be regular posters on specific topics where they have - as Leo pointed out - helped a large number of people over a long period of time. It is quite amazing how much experience, education and intelligence there is freely available to consult on here. It is an invaluable resource. They may not always agree, and sometimes people get things wrong or simply do not know, but the collegiate nature of consulting a forum allows for a much broader range of views, experiences and considerations. It doesn't and can't replace professional, specific advice but it can help enormously.
 
Shane ,
Give us area of country you live in , and some poster should give you a competent debt advisor to talk to.
(be prepared to pay a few bob for that advice,don,t rely on pub type advice !)
 
Shane, the one final bit of advice I would give you is not to talk to them on the phone. If they call you, tell them to write to you and make sure you write back & acknowledge their letter. That way there is always a paper trail.
 
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