We had been asked to order a copy of our loan file from our provider, under the data protection act. After a very long period of time waiting, we finally received it. From first glance, there are discrepancies in both our salaries, which seemed to have been grossly exaggerated. We would never have been sold this mortgage if it wasn't for whoever inflated our salaries. We are fully aware we accepted the loan but in time our punishment will be to lose our home. What will the punishment be of those that deliberatly lied about our financial status to get the mortgage through the system?