All the information you need is available here:What is day to day cover under Plan C ?
To be fair, the day to day option covers more that just GP visits.Adding Everday Expenses adds €190 approx, per adult, for Plans B & C, its unavailable on Plan A, and non optionally included on Plan D.
If you are not a regular visitor to the doctor, most people would probably choose not to pay in advance, for something they may never use, bar perhaps annual checkups.
To be fair, the day to day option covers more that just GP visits.
I had a callback this afternoon - I had a few queries about Plan D cover which were answered pretty comprehensively by a very helpful person.
One thing she confirmed for me was that all XRays, and any scans not done in an approved centre, only qualify for a €20 refund. I've done my sums now and Simply Connect Plus comes out marginally ahead for my usage. This is due to Level Health's higher plan cost, €125 excess on outpatient cover, and lower radiology fees.
I was tempted but I don't think I'll be moving this year.
I agree - I think this is where the plans are lighter.Looking at Plan C and D; I think the Day-to-Day benefits aren't great at all. I am on Excel Care with Laya and Day-to-Day is a good bit better.
I had a callback this afternoon - I had a few queries about Plan D cover which were answered pretty comprehensively by a very helpful person.
One thing she confirmed for me was that all XRays, and any scans not done in an approved centre, only qualify for a €20 refund. I've done my sums now and Simply Connect Plus comes out marginally ahead for my usage. This is due to Level Health's higher plan cost, €125 excess on outpatient cover, and lower radiology fees.
I was tempted but I don't think I'll be moving this year.
This sentence jumped out at me while reading up as must renew this week. Anyway I had SCP this year and was very disappointed with the dental bit, I had an expensive appointment earlier this year, they only cover something towards cleaning I think under routine and emergency.Just had another look and Simply Connect Plus is attractive too. I especially like the 50% refund of dental fees.
That's all X-rays wherever they're done. The Beacon, for example, charge €130 of which Laya refund half.Just thinking though - where else would you be getting an xray done potentially (that it's not covered)?
That's all X-rays wherever they're done. The Beacon, for example, charge €130 of which Laya refund half.
As far as scans are concerned, I had a CT done privately in my local hospital much faster than the nearest approved centre would have done it. Laya refunded half of the €280. I confirmed today that plan D would pay only €20.
All the scans that I've ever had have been as a non emergency outpatient. Actually, on reflection, about half of them were via the public system where no insurance was needed at all...But would that not be often done either as an in-patient (and covered under in patient cover) or in beacon A&E (and covered under emergency dept in private hospitals cover)
CT scans are covered in full - direct pay - with level health Plan D in lots of places including Blackrock, Bons, Mater, Vincents private. That would cover a lot of people.
There seems to be always something in the fine print somewhere that covers them not paying out. Thought it sounded too good to be true.This sentence jumped out at me while reading up as must renew this week. Anyway I had SCP this year and was very disappointed with the dental bit, I had an expensive appointment earlier this year, they only cover something towards cleaning I think under routine and emergency.
Anyway I had to go to a dentist with a toothache, long story short, they referred me for a root canal to a different dentist for that, after the consultation it was agreed to monitor for 6mths before deciding. It cost me €150 for the appointment but Laya said none of that was covered under SCP as basically they didn't consider it routine and it wasn't emergency either.
[Laya] Simply Connect Plus.What's SCP ?