BOI Supersaver Account

[charlie007]

Fairly certain the only way to withdraw online is indeed to a BOI Current Account.
I did this recently and it took 2-3 days.

 

[theresa1]

Yes if this is the case they could make the wording a bit clearer. I was hoping I would be able to use my PTSB Current Account which I will be using to feed the max. 2,500 per month.

 

[1dave123]

I use 365 online but I don't have a BOI Current Account. Anyone know if you can withdraw to a different bank's current account or must it be your own BOI Current Account?

Not sure if it helps your situation - but if u have a BOI demand account linked to your 365 profile you might be able to withdraw to that BOI a/c and from there do a credit transfer to your PTSB a/c. Under the Supersaver a/c click on 'withdraw funds' and see what options it gives u.

 

[theresa1]

Yes that would be good if possible - I have an old BOI demand account. I've only opened the Supersaver Account earlier so it be probably another 2 weeks or so before I can check the options. I'll report back - after the 12 month's this would be very handy to keep balance below 30,000 for example and save me a visit to a branch.

 

[newirishman]

If you have a demand saver for example, you can transfer the money to that account.
you don't need another BOI account (direct debit can be made from an SEPA current account) but withdrawing would then probably mean in person, in branch.

 

[1dave123]

Yes that would be good if possible - I have an old BOI demand account.

Most likely u will be ok so (unless BOI have tightened their procedures). I used to have as BOI curr a/c and a BOI demand a/c and I had a 365 online profile like u seem to have. I closed my BOI curr a/c but I still retained my 365 profile because of the demand a/c. I started a supersaver a/c and linked this to my 365 profile. I have done several withdrawals from this supersaver a/c to my demand a/c and then did a credit (sepa) transfer to a non BOI a/c. No visits to bank required.

As I understand it, BOI these days will not give new customers a 365 profile without a current a/c.

 

[LL????]

BOI these days will not give new customers a 365 profile without a current a/c.

I recently opened an AER Credit Card with BOI and was (eventually!) able to set up 365 on-line and I don't have a BOI current a/c.

 

[Lightning]

AER credit card granting 365 access is an exception as other posters have indicated previously.

What happens if you open a current account, get a 365 profile, open a SuperSaver and then close the current account but kept the SuperSaver open? Do you lose your 365 access?