DublinDude. Thanks very much for your detailed post and the very best of luck with your appeal. I find your position very interesting. I wrote back to BOI when they confirmed that we were not included, and asked two very closed and pointed questions: 1. was our mortage ever set to roll to tracker on any BOI system in 2008; and 2. was everyone in the same situation as us being treated the same.
On the first, they replied that internal systems do not convey any contractual entitlement and that we did not at any stage have a contractual entitlement. But we are not saying we did; we are saying that the Bank told us we would roll and that, along with the systems set up, raised a very legitimate expectation. On the second question - are we all being treated the same, they replied "...I can confirm that in the interest of fairness the Bank is applying the same principles across all cases...".
But your position DublinDude indicates that they are not applying the same principles to customers in identical positions. And this is really important in getting a better outcome for the 200 or so of us who are left. Would you be able to write to the Finance Committte, advising them of what you outlined above, in the same way you have advised us above? Joan Burton and Paul Murphy have both replied to me personally on my letter to the Finance Committee; the other members of the Finance Committee have acknowledged it; and all have said they will raise this matter with BOI when they are next in in front of them. If they could cite your case specifically when asking about ours, and ask why your case is different to ours, that could be very powerful. Thanks for any support you can provide.