Aviva says lowest car Insurance quote available is €280.

Cervelo said:
I think there is "step back" as well which can be combined with the protected NCD.
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Cervelo said:
The reason I'd say go for both.
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Absolutely select one of them.
Your posts suggest you can avail of more than 1 of the 3 options. Just clarifying that in my experience, that this does not appear to be the case. It would only let me select 1 of the 3 options.
 
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Steven Barrett said:
How is there a €90 difference between the documents they sent me and the fee that comes up when you click on the renewal link?
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This happened to Mrs C many years ago with 123 and when she queried it she was told that when they compile quotes it's in advance of the renewal date so they have to use the rates available on the day of compiling the quote, but as most people only renew closer to renewal those rates might have changed
 
Des Pondent said:
Absolutely select one of them.
Your posts suggest you can avail of more than 1 of the 3 options. Just clarifying that in my experience, that this does not appear to be the case. It would only let me select 1 of the 3 options.
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Sorry for any confusion but I'd have thought it was clear what I meant when I said
Cervelo said:
I think there is "step back" as well which can be combined with the protected NCD
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;)
 
Steven Barrett said:
Got my renewal notice from Chill, €505 with Footprint. My current insurer, AIG, is €523.

When I open the renewal documentation that they sent me, the premium AIG is €433!! How is there a €90 difference between the documents they sent me and the fee that comes up when you click on the renewal link?

Of course, despite Chill bombarding me with emails and texts to renew, the only way I can contact them is to phone them.
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The difference is because of their €90 broker fee.

I always thought that these models were based on volume and commission from the provider? Now I can just go direct and avoid the broker fee
 
Des Pondent said:
Your posts suggest you can avail of more than 1 of the 3 options. Just clarifying that in my experience, that this does not appear to be the case. It would only let me select 1 of the 3 options.
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I'm still confused? Cervelo, are you saying that I should opt for both options? What's the point is my point.
 
Grizzly said:
I'm still confused? Cervelo, are you saying that I should opt for both options? What's the point is my point.
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Your actual premium is €252 but you're going to pay €310 which means you've €58 for extras
So pick the Protected NCB with stepback rather then just protected NCB
Post #177 explains the difference in the 3 options
 
Mrs C just got her renewal quote and there's a change in how it is presented to her compared to last year

Save up to 10% when you renew online*

Based on the information we have, the cost of renewing your car insurance is as follows:​
Renew Online
Single payment
€321.35		Call to Renew
Single payment
€357.05

Seems like their trying to infer that if you call you'll be paying more, wonder how many people will fall for this tactic
 
Cervelo said:
Seems like their trying to infer [imply?] that if you call you'll be paying more, wonder how many people will fall for this tactic
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Isn't this exactly what they're clearly stating and not implying?
  • Renew online: €321.35
  • Renew by calling: €357.05
 
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