Health Insurance Alternative to Laya Company Care Plus for older folks?

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MichaelMurphy70

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Both my parents are currently on the Laya Company Care Plus plan, but the overall annual cost has increased by over €2,500 since 2020 and they're seeking an alternative.

They're both almost eighty and have medical issues such as cancer treatments and osteopath surgeries (knee replacements) already scheduled and being paid mostly by their current plan. They're very happy with Laya, it's just this specific plan is getting too expensive for them.

I'm concerned that they might have to restart waiting periods if they switch plans however - is there any danger of this if they do?

I'll read through the key threads on this forum (and thanks, it's excellent) but wanted to also check if anyone had any quick advice.
 
MichaelMurphy70 said:
Both my parents are currently on the Laya Company Care Plus plan, but the overall annual cost has increased by over €2,500 since 2020 and they're seeking an alternative.

They're both almost eighty and have medical issues such as cancer treatments and osteopath surgeries (knee replacements) already scheduled and being paid mostly by their current plan. They're very happy with Laya, it's just this specific plan is getting too expensive for them.

I'm concerned that they might have to restart waiting periods if they switch plans however - is there any danger of this if they do?

I'll read through the key threads on this forum (and thanks, it's excellent) but wanted to also check if anyone had any quick advice.
Click to expand...

No...This may only happen if they upgrade parts of their cover.
 

Waiting periods

When you take out health insurance for the first time, or it has been more than 13 weeks since you last held private health insurance, you may have to serve waiting periods before you are fully covered, but accident and injury will be covered immediately.
www.hia.ie www.hia.ie
 
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