Thanks for that. I sent an email this morning asking for the information which idenfied my vehicle/ garda etc.The claimant carries the burden of proof.
The standard of proof is the balance of probabilities i.e. something is at least 51% more likely than not.
Sometimes accidents or incidents can occur without physical contact between vehicles. It might be alleged that becky pulled out of a side road in a way that caused an emergency. That said, I would expect her to have also been on the receiving end of a sounding horn and or flashing lights.
becky needs to be clear with AIG [her insurers] that she accepts absolutely no responsibility for this alleged accident. Unfortunately, insurers have a right to settle the matter without policyholder's permission and might do so on grounds of economics as distinct from merit.
The guards cannot legally give you a third party details under GDPR.Thanks for that. I sent an email this morning asking for the information which idenfied my vehicle/ garda etc.
So AXA have to proof it was my car? It states the car was hit (I'd remember that). I'm a cautious driver, in my 20 plus years of driving I have overtaken a car less than 10 times.
I feel AIG want me to prove it didn't happen.
Were you also not involved in the accident?The guards cannot legally give you a third party details under GDPR.
You insurance can request the third parties details but legally cannot give it too you either.
However the abstract from the accident can take months too get (I’ve just gone true this with axa ) and it costs your insurance too get it,so either way expect too pay a higher premium for your insurance for the next couple of years at least.
No my car was parked with nobody inside.Were you also not involved in the accident?
I'm not asking for 3rd party details I just want the evidence/statement, the location that identifies my car.
Wow! Did you lose the case?No my car was parked with nobody inside.
It ended up me being out of pocket due too no fault of my own.Wow! Did you lose the case?
Oh that's very frustrating. Feel that's me atm.It ended up me being out of pocket due too no fault of my own.
It ended up me being out of pocket due too no fault of my own.
Sue - basically I got passed around from the guards too my insurance company (axa ) who were actually useless in helping me out.@Pinoy adventure
Just wondering how you came to be out of pocket when your car was parked in a car park at the time of incident. Your experience may be of benefit to becky. No problem if you would prefer not to go into the matter at this stage but I did wonder how you got on. All seems very unfair.
I have sent an email asking for details so I'm engaging. I was hesitant first as she had the wrong reg and thought it was a scam.Not sure if this is an option, but if you are 100% sure you had no accident/incident, then state that very clearly to AIG, but also make a complaint of fraud to the gardai in relation to the claimant and inform AIG of that.
But whether you engage with them or not, you have been informed of the claim and therefore it will affect your insurance and has to be declared.
The sooner you engage the sooner it will be sorted. You lack of engagement is a red flag in itself and may result in a settlement and therefore loss of your NCB
I'm with AIG. I spent 2 hours on Friday evening composing an email. I had headache going to bed with the stress of it.Just of curiosity have you tried contacting AXA to see what they have to say about your thoughts that this may be a scam? If you don't get anywhere with their Claims Dept perhaps contacting their Customer Service Dept would help.
I haven't been provided with any real details.This could simply be a situation where the AXA driver took down the registration number of the other car incorrectly. Is the alleged offending car, the same make model and colour as yours? Were you in the area that day? If you live in Donegal and the accident was in Kerry, then it should be easier to prove you were not involved.
I'm with AIG.
Not being funny, but you should really stop emailing people and just pick up the phone…
still waiting for axa too call me back but my guess is it won’t happen).
Oh I see. I'll hold on that for the moment. I think I'll explode if I have to tell someone else I wasn't in an accident.Yes I understand that but isn't the T.P. with AXA hence my recommendation to contact them.
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