Affordable Housing with Fingal Co Co
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Re: Affordable Housing with Fingal
Actually Cat123, there were four properties opened. 2 3beds and 2 2beds. Each had 1 mid and 1 end terrace. The 3bed end terrace was closed at 2 because Fingal had only 2 3 end terraces in all the properties and the one with the side entrance was reserved. The 2nd 3bed end terrace with no side entrance was still available when I reserved but I didn't pick it because of the parking. Their parking spaces were kind of like street parking. The one I picked had lots of parking spaces both infront and across the property.
Actually Cat123, there were four properties opened. 2 3beds and 2 2beds. Each had 1 mid and 1 end terrace. The 3bed end terrace was closed at 2 because Fingal had only 2 3 end terraces in all the properties and the one with the side entrance was reserved. The 2nd 3bed end terrace with no side entrance was still available when I reserved but I didn't pick it because of the parking. Their parking spaces were kind of like street parking. The one I picked had lots of parking spaces both infront and across the property.
Re: Affordable Housing with Fingal
I was told by a friend whom had bought last year that if I thought the provisional interview was hell and mine was a disaster (applied, denied, appealed, denied, appealed to higher power and threatened to go to the newspaper, approved), I ain't seen nothing yet. I better be able to explain every single penny to the last cents. I do a lot of internet banking and I'm one of those that are dependent on the laser card. Can anyone who had done the final interview please explain what to expect? I just don't want to go through what I went through again.
I was told by a friend whom had bought last year that if I thought the provisional interview was hell and mine was a disaster (applied, denied, appealed, denied, appealed to higher power and threatened to go to the newspaper, approved), I ain't seen nothing yet. I better be able to explain every single penny to the last cents. I do a lot of internet banking and I'm one of those that are dependent on the laser card. Can anyone who had done the final interview please explain what to expect? I just don't want to go through what I went through again.
Draoighonta
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Re: Affordable Housing with Fingal
dellie - as you can see in the estate yourself,the only communal area is the car park.The management fees we pay are jsut a general rip off! but if you lot don't have to pay them maybe the council are taking over maintenance of the whole estate \o/
I don't really have a list of plumbers etc but everyone can share th eknowledge and get to know everyone esle on www.neighbours.ie Martello Towers (the estate lacks any sense of community)
Did anyone check the water?Do the house have water pumps?
Anyone know why they have being finished so long and are only being shown now?
dellie - as you can see in the estate yourself,the only communal area is the car park.The management fees we pay are jsut a general rip off! but if you lot don't have to pay them maybe the council are taking over maintenance of the whole estate \o/
I don't really have a list of plumbers etc but everyone can share th eknowledge and get to know everyone esle on www.neighbours.ie Martello Towers (the estate lacks any sense of community)
Did anyone check the water?Do the house have water pumps?
Anyone know why they have being finished so long and are only being shown now?
Re: Affordable Housing with Fingal
I'm not too worried about the water pumps because I do know that Fingal council is a stickler of high quality finish. The developer can get away with it on private properties but if he wants Fingal to pay him, he just has to tackle that problem. I will note it down for the snag list.
I'm not too worried about the water pumps because I do know that Fingal council is a stickler of high quality finish. The developer can get away with it on private properties but if he wants Fingal to pay him, he just has to tackle that problem. I will note it down for the snag list.
Re: Affordable Housing with Fingal
In relation to the deposit - When I went for interview was told average deposit was about 7-10K. Mine is now looking like it will need to be 20K. I know it all depends on how much they have approved you for but is anyone else having this problem.
In relation to the deposit - When I went for interview was told average deposit was about 7-10K. Mine is now looking like it will need to be 20K. I know it all depends on how much they have approved you for but is anyone else having this problem.
Draoighonta
Registered User
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Re: Affordable Housing with Fingal
That is the best bit about it
It is my theory as I have probably said before that the house are only being shown now despite being finished and having the builders out for about a year due to our serious water issues,though apparently not everyones is as bad as mine,and they can flush their toilets all the time and have mains water.
That is the best bit about it
It is my theory as I have probably said before that the house are only being shown now despite being finished and having the builders out for about a year due to our serious water issues,though apparently not everyones is as bad as mine,and they can flush their toilets all the time and have mains water.
Re: Affordable Housing with Fingal
the standard rate is 1 to 1.5 per cent of the property price but there are a few solicitors who will do a deal for affordable homes at 999 (plus vat @20%) plus outlays so it should end up in and around one and a half thousand - thats about the best i have found
the standard rate is 1 to 1.5 per cent of the property price but there are a few solicitors who will do a deal for affordable homes at 999 (plus vat @20%) plus outlays so it should end up in and around one and a half thousand - thats about the best i have found
Re: Affordable Housing with Fingal
HI,
when i went to view mine and chose to purchase i was told deposit of 7 k min. I actually am paying EUR 20 now, 7k would not have worked.
I was fortunate in that i had been saving for a while and with the delay i now have my deposit up to 20 k but i agree with your point
HI,
when i went to view mine and chose to purchase i was told deposit of 7 k min. I actually am paying EUR 20 now, 7k would not have worked.
I was fortunate in that i had been saving for a while and with the delay i now have my deposit up to 20 k but i agree with your point
Re: Affordable Housing with Fingal
thanks for your comments! i wondered myself was it cos all units not sold but FCC deny this!
thanks for your comments! i wondered myself was it cos all units not sold but FCC deny this!
H
helix_07
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Re: Affordable Housing with Fingal
The 3 & 2 bed both were quite nice in Martello even though they were far...by 3:30 all the 3 beds were gone and then there was only two bed left which i suppose got reserved quickly as well, so i am back on the list again.
I asked hem if there were any new properties coming soon and i was told that there are few apartments in Blanch coming soon, but we will contact you. I had a look at the Fingal coco website they don't have much info on new devleopments so not sure how long this time have to wait...
But the good news the name in the list has move forward
waiting........waiting.......waiting......
The 3 & 2 bed both were quite nice in Martello even though they were far...by 3:30 all the 3 beds were gone and then there was only two bed left which i suppose got reserved quickly as well, so i am back on the list again.
I asked hem if there were any new properties coming soon and i was told that there are few apartments in Blanch coming soon, but we will contact you. I had a look at the Fingal coco website they don't have much info on new devleopments so not sure how long this time have to wait...
But the good news the name in the list has move forward
waiting........waiting.......waiting......
Re: Affordable Housing with Fingal
Are you not worried that some apts are overvalued by €55k? I've sent my bank valuation to the AHP and am waiting for a reply. It's not right that they can get away with selling on properties with such high overvaluations. We shouldn't have to pay the price for their buyers not anticipating the price drop. Privately they are still selling new apts at a much lower price. You might get a reduction in clawback but that does not account for you being bound to the property and the value of your property not even being in line with inflation.
Are you not worried that some apts are overvalued by €55k? I've sent my bank valuation to the AHP and am waiting for a reply. It's not right that they can get away with selling on properties with such high overvaluations. We shouldn't have to pay the price for their buyers not anticipating the price drop. Privately they are still selling new apts at a much lower price. You might get a reduction in clawback but that does not account for you being bound to the property and the value of your property not even being in line with inflation.
S
swordshead
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Re: Affordable Housing with Fingal
hi swordshead, i bought a two bed in erris square aswel, couldn't becide between a balcony and bay window but went for the bay window in the end!Hi me too!! Its all going smoothly at the moment..touch wood! My valuation should be in on monday so hoping its not much less than the market price. I dont know what to do or who to complain to if it is much lower, its happening all over the place. I agree that its ridiculous the clawback we have to pay if the property is valued so much less than they say its worth.I am still delighted at the thought of moving in though and havent as yet found any problems, cant praise the process enough(hope i dont regret saying that
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S
swordshead
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Re: Affordable Housing with Fingal
the lady from fingal told me that theres a provision in law for affordable housing that you cannot lose money on them, so the clawback would be adjusted at the time of sale if the sale price was lower than the market value given by fingal, if this is the case then are we not in a better position than most buyers as we are always guaranteed at least our deposit back? Also from reading other posts it seems to be the case that the banks valuation generally comes in lower? I stand to be corrected on all this!!
the lady from fingal told me that theres a provision in law for affordable housing that you cannot lose money on them, so the clawback would be adjusted at the time of sale if the sale price was lower than the market value given by fingal, if this is the case then are we not in a better position than most buyers as we are always guaranteed at least our deposit back? Also from reading other posts it seems to be the case that the banks valuation generally comes in lower? I stand to be corrected on all this!!
S
swordshead
Guest
Re: Affordable Housing with Fingal
Yep i agree with that too. Yes we have the clawback to worry about and granted we mightnt make much of a profit if and when we ever sell our properties but we cant lose out unless prices drop dramatically and i mean the bottom would literally want to fall out of the market. If prices are dropping we're in a better position than someone who paid the market price it think. I stand to be corrected, but thats my interpretation of the AHI rules.
Yep i agree with that too. Yes we have the clawback to worry about and granted we mightnt make much of a profit if and when we ever sell our properties but we cant lose out unless prices drop dramatically and i mean the bottom would literally want to fall out of the market. If prices are dropping we're in a better position than someone who paid the market price it think. I stand to be corrected, but thats my interpretation of the AHI rules.
Re: Affordable Housing with Fingal
not many first time buyers are going to make a profit anymore anyway, especially not in dublin, and many will probably lose money so, although I agree the market value and clawback should be correct at time of purchase I don't think we have too much to worry about! Has anyone looked at the plans for the area in fingal co council? Just a thought, as there is a lot of land around the hospital it might be worth knowing if anything else is due to be built!
not many first time buyers are going to make a profit anymore anyway, especially not in dublin, and many will probably lose money so, although I agree the market value and clawback should be correct at time of purchase I don't think we have too much to worry about! Has anyone looked at the plans for the area in fingal co council? Just a thought, as there is a lot of land around the hospital it might be worth knowing if anything else is due to be built!