credit card debt with AIB

I've had the exact same letter about a credit card I had back in 2002. I've phoned Global Debt Recovery who told me that no legal action had started yet. They told me that because I'd contacted them they'd give me a week to get things sorted with AIB.
I then phoned AIB who are now trying to get a statement out of their system to tell me where the amount is coming from.

From experience with other debts I would say the best approach is to be honest. Call AIB, tell them you have agree to pay back but can you pay in installments. I'm sure they will cooperate.
Also call Global Debt Recovery and tell them you're talking to AIB so they don't start proceedings you will later have to pay for.

Good luck!
 
What's happened with AIB? I've had some contact with them about a cc debt and they were 'polite' but urged me to make full payments. If I could do that I wouldn't have a problem!
 
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