NoRegretsCoyote
Registered User
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Taken on her own, OP has a house with an LTV of 80%-ish, a DB pension, with another €32k on top in pension assets. Yes she has €15k of debt but it's being paid off pretty quickly.For your age and income, you have relatively little wealth.
I don't think that's all that unreasonable for someone late 30s who was single until recently. Life is generally more expensive when you're not dividing by two.