I hope this question has not been posted too many times before. I ran a search and it did not reveal anyhing.
I want to get a credit card soon as there are many things available on the net that I could buy which would save me alot than if I had bought them in retail stores. I understand there is a €40 charge per year. This I do not mind as I will probably be saving much more than that every year on goods bought. I also understand that if I pay my bill on time, I will never have to pay any interest or extra charges. Are my assumptions correct and is there any other costs involved or things should know about?
Are all credit cards the same really apart from different issuers may have different interest rates. Different interest rates would not bother me to much as I will always be paying the bill on time but incase of emergency I would like (obviously) to get the best value card.
Thanks.
I want to get a credit card soon as there are many things available on the net that I could buy which would save me alot than if I had bought them in retail stores. I understand there is a €40 charge per year. This I do not mind as I will probably be saving much more than that every year on goods bought. I also understand that if I pay my bill on time, I will never have to pay any interest or extra charges. Are my assumptions correct and is there any other costs involved or things should know about?
Are all credit cards the same really apart from different issuers may have different interest rates. Different interest rates would not bother me to much as I will always be paying the bill on time but incase of emergency I would like (obviously) to get the best value card.
Thanks.