epicaricacy
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It's so sad that we are effectively exporting yet another problem to our neighbouring island. And in this case it's totally unnecessary - nobody benefits from the current dysfunctional system.
My heart goes out to anybody that has to leave behind their support structures and "take the boat" simply to put what must be a very difficult chapter in their lives behind them so they can finally move on. I often wonder how much stress and hardship are we inflicting on people as a result of our failure to implement such obvious reforms? It's odd considering how generous we can be as a nation in so many other respects.
A friend who had been through UK bankruptcy - his Irish creditors didn't even respond to his IVA proposal - summed it up perfectly when he said about his UK ordeal 'it changes you'. My wife and I found it to be a harrowing experience.