BoI are changing their fee structure in August, details here.
It looks like no more flat-fee option, just a quarterly charge and a charge per transction.
I have two accounts with them, a joint one with the missus (on their PAYG structure) and my main account (that I pay the bills with, get paid into etc) on the flat fee structure. Going on the last quarter (a typical one, our usage doesn't change much from quarter to quarter), in both cases we end up paying more in fees under the new regime (over double in the case of the flat fee - 90 txns (which I hit most quarters) goes from €11.40 to €23).
Another way to gouge a few more euro out of the public...
It looks like no more flat-fee option, just a quarterly charge and a charge per transction.
I have two accounts with them, a joint one with the missus (on their PAYG structure) and my main account (that I pay the bills with, get paid into etc) on the flat fee structure. Going on the last quarter (a typical one, our usage doesn't change much from quarter to quarter), in both cases we end up paying more in fees under the new regime (over double in the case of the flat fee - 90 txns (which I hit most quarters) goes from €11.40 to €23).
Another way to gouge a few more euro out of the public...