itsallwrong
Registered User
- Messages
- 328
I would like input for hard hitting questions to ask Bank Directors, Central Bank people, TD's etc..
Can you please only write a question. There are other threads for PTSB bashing and discussion
Q. The ECB rate at present is 1.00% - why is my SVR 5.19%?
Q. When I took out my mortgage I was shown a stress test 1% increase on my monthly payment - you didn't mention a 3% increase?
Q Is it not counterproductive to charge high interest when many of your customers are claiming Mortgage Interest Supplement to pay you?
Q How do you expect customers to pay off arrears when they have no income. Most arrears amount to a small personal loan and upwards.
Q Where do you expect customers to generate the extra income to pay you rate hikes?
Q If you can offer new customers 3.7% with LTV of 80% - why can you not offer existing customers the same?
Can you please only write a question. There are other threads for PTSB bashing and discussion
Q. The ECB rate at present is 1.00% - why is my SVR 5.19%?
Q. When I took out my mortgage I was shown a stress test 1% increase on my monthly payment - you didn't mention a 3% increase?
Q Is it not counterproductive to charge high interest when many of your customers are claiming Mortgage Interest Supplement to pay you?
Q How do you expect customers to pay off arrears when they have no income. Most arrears amount to a small personal loan and upwards.
Q Where do you expect customers to generate the extra income to pay you rate hikes?
Q If you can offer new customers 3.7% with LTV of 80% - why can you not offer existing customers the same?