McStuffins
Registered User
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- 38
So my mother has a house in her name. My dad has a house in his name as they were separated for a decade before reconciling.
Dad's house is a holiday home built on his home place in his name. His name is the only one on the deeds and mortgage. He spends a lot of his time here as he is semi retired and mum travels a lot so goes between her house,the holiday home and staying with her adult children.
So we were here yesterday and she crashed her car into the front of the house. Accelerated instead of braking.
There is a fair bit of structural damage.
My question is will her car insurance cover the house also? Will she be deemed to have an insurable interest in Dads house because they're married?
She used the holiday home address as the place the car is mainly used and kept because she only uses it down here really.
She would prefer to use her insurance instead of dad having to use the house insurance as he's pretty peeved about the damage and she would struggle to pay two excesses.
Anyone have any advice?
Dad's house is a holiday home built on his home place in his name. His name is the only one on the deeds and mortgage. He spends a lot of his time here as he is semi retired and mum travels a lot so goes between her house,the holiday home and staying with her adult children.
So we were here yesterday and she crashed her car into the front of the house. Accelerated instead of braking.
There is a fair bit of structural damage.
My question is will her car insurance cover the house also? Will she be deemed to have an insurable interest in Dads house because they're married?
She used the holiday home address as the place the car is mainly used and kept because she only uses it down here really.
She would prefer to use her insurance instead of dad having to use the house insurance as he's pretty peeved about the damage and she would struggle to pay two excesses.
Anyone have any advice?