Why has N26 so few customers in Ireland?

I tried this out on Saturday and you are correct.
Within the space of an hour the chat agent had provided me with a new confirmation pin. No extra security questions were asked.
An SMS message with the new pin activation code was sent to my phone.

I have now reduced the screen lockout time on my phone and added an app lock to the n26 app.

There was a warning email sent telling me that a new confirmation pin was set up.

If a switched on phone was stolen the warning email is probably useless. Without the phone it would likely not be received.
Even if it was received it would take a lengthy period of time to contact n26 to alert them to freeze your account.

Meanwhile n26 has just sent me a Christmas bonus email.
70 euro referral bonus.
 
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