I know that this question (or variations of it) must have been asked before but any suggestions would be appreciated. I want to invest a lump sum so that I can maximize interest, while using some of the money to live on for the next few years. The regular savings options seem to have the best interest rates but are subject to drip-feeding. Is there any type of savings account, giving reasonable interest, from which these regular accounts can be fed - either via standing order, online access, etc.? One can obviously use a current account for this but interest rates, if any, are very small. I was also thinking of putting some into Investec's one year 6.5% AER account and maybe Anglo's one year a/c as well. Many Thanks for any comments.....