Hi everyone,
I currently live in a 2 bed in Balbriggan. It was bought through the affordable housing scheme. It is half an hour away from the train station and I don't drive so have to walk there and back everyday. (I bought it with my ex who drove).
I currently take home around 1450 a month. The mortgage repayments are 858 a month. I have been paying this on time for nearly the last year (when my ex and I broke up). Currently I am in the process of having his name removed from the deeds. What are my chances of being approved for the loan? I am also with somebody new now and am currently 3 months pregnant. Will a baby have any effect on the councils decision? My current partner wants to move in with me when the baby is born and help me pay the mortgage. My ex has already received a sum of cash, a car and a few other valuables. Considering the distance from the train station and other factors ie. childcare, school, would it be better for me to sell the house?
Sorry about the long post. I'm just so lost here. I spent the last few years of my life in a terrible relationship and I don't want to lose everything I have left over it.
I currently live in a 2 bed in Balbriggan. It was bought through the affordable housing scheme. It is half an hour away from the train station and I don't drive so have to walk there and back everyday. (I bought it with my ex who drove).
I currently take home around 1450 a month. The mortgage repayments are 858 a month. I have been paying this on time for nearly the last year (when my ex and I broke up). Currently I am in the process of having his name removed from the deeds. What are my chances of being approved for the loan? I am also with somebody new now and am currently 3 months pregnant. Will a baby have any effect on the councils decision? My current partner wants to move in with me when the baby is born and help me pay the mortgage. My ex has already received a sum of cash, a car and a few other valuables. Considering the distance from the train station and other factors ie. childcare, school, would it be better for me to sell the house?
Sorry about the long post. I'm just so lost here. I spent the last few years of my life in a terrible relationship and I don't want to lose everything I have left over it.