US Tariffs announcement and Pension Funds

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Nicole_

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Dear all,

Ahead of the US tariff announcements this week and how much stocks went down last week, are you planning on doing any changes to your pension funds, especially those heavily allocated in US equities?

I would love to hear about options with Zurich PRSA that may be a bit safer for the week to come - any funds that may ride this wave a bit better than the usual suspects the likes of Performance, Prisma4 etc please?

Thanks so much.
 
Already discussed here:

Trump affected pensions ?

Hi, My pension funds have all dropped by about 8%... Is this related to Trump ? My guess it is and hopefully I'm young enough to recover ! Wonder if anyone else has seen this reduction
www.askaboutmoney.com
Pensions are long term investments often with a whole of life investment timeframe. As such it would be foolish to make knee jerk reactions/changes in response to transient volatility or world events. Better to make sure that the charges are competitive, you're invested in an appropriate asset mix (usually high or all equity content, maybe a passive diversified index tracker), fund it and forget about it.
 
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Thank you for sharing your views, I really appreciate it.

Have you guys seen this article in Barrons dot com?

My 2025 Market Prediction Has Already Soured. Why It’s Time to Rethink Stocks.​

By Ben Levisohn


There seems to be a bit of a sentiment that the US may be reaching the end of a cycle... :confused:
 
If you’re with Zurich, you’re probably already in a diversified fund of stocks plus other investments. In reality, that diversification will limit but not eliminate your damage. More than that, it will aid your recovery by automatically rebalancing away from the most damaged stocks and into more robust performers. So unless you’re due to retire in the next few months, do nothing is my advice….. or even buy the dip by paying in AVC’s now.
 
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