I have to agree with the comment that RBS is a backward step. Since my original post, things have gone from bad to worse! Direct Debits going missing, the telephone support service being anything but helpful, simple instructions not being carried out, unnessary form filling for every action I want to undertake. I can't understand why Ulster Bank would change from a system that worked so well for them to a system designed for the UK. While, I'm not sure if there is even much of a difference between banks in the UK and Ireland, I still think it was silly to switch to a system that was built for a different bank. NIB did a similar thing, but that does seem to have genuinely improved their previous system.
I've made the decision to switch accounts from Ulster Bank. I'm still researching which Bank to switch to. I'm thinking of "joining the revolution" at PTSB!