Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

Coffeeortea said:
Does this mean that if you apply in Jan 2025 you can still buy back to 2006 or is it still a maximum of 16 years.
Click to expand...
https://www.gov.uk/government/news/...nsurance-contributions-extended-to-april-2025

The official statement regarding the extension to 2025 includes the following paragraph, which still references 2006.

"The deadline for voluntary National Insurance Contributions from April 2006 up to April 2017 was originally 5 April 2023. In March, HMRC extended the deadline to 31 July 2023.

The extension will mean men born after 5 April 1951 or women born after 5 April 1953 have more time to check their records and decide whether to pay voluntary contributions to make up for gaps they may have in their National Insurance record from April 2006."
 
Just checking on my HMRC account and it says Date Received 27/04/2023 which makes sense as I posted by registered post on 19 April. Status is showing as "In Progress". However, Form Type is "Online"? Surely that should be postal or am I missing something?
 
PC100 said:
Just checking on my HMRC account and it says Date Received 27/04/2023 which makes sense as I posted by registered post on 19 April. Status is showing as "In Progress". However, Form Type is "Online"? Surely that should be postal or am I missing something?
Click to expand...

I'm only speculating here but I suspect the process has been digitised by HMRC,
Each application form is taking, up to , several weeks to be recognised as delivered, even if it goes by registered post. Your delivery was quite quick, it was nearly a month before my application appeared on the Gateway as delivered.
They may be collating all forms at a central delivery depot, digitising them and submitting them for processing by their own online systems.
 
For the record HMRC received my letter and CF38 22 October 2022.
I received a reply today 21st June 2023.
So 8 months.

My original letter does not show on my UK Gateway Account and it still isn't, but I still got the reply.

(Impatience had gotten the better of me, and I'd literally posted another CF38 and letter yesterday by registered post!)
 
Hi there, I worked as a teacher for three years in the UK between 2010 and 2014. However I cashed out my UK contributions in 2018 as I was under financial pressure. Can I still take part in this scheme? I'm a new user on this site, so sorry if this is the wrong place to ask.
 
Last edited by a moderator:
Kh1234 said:
Hi there, I worked as a teacher for three years in the UK between 2010 and 2014. However I cashed out my UK contributions in 2018 as I was under financial pressure. Can I still take part in this scheme? I'm a new user on this site, so sorry if this is the wrong place to ask.
Click to expand...
When you say you cashed out your contributions, I take it you mean that you cashed out contributions to an occupational pension scheme?
I did something similar; I worked as a Civil Servant for a couple of years and I (foolishly) took a refund of my contributions when I left.
Anyway, none of that matters - this is based on N.I contributions, and nothing to do with occupational pension schemes.
You should go and get a Government Gateway Account and check what your record says - most likely it will show 2-3 (or 5-6) years of contribution.
 
Peckham said:
For reference, in case it's useful for others.

18 May - I posted my form (from London as I happened to be there for a few days)

30 May - It was delivered to HMRC, according to the Royal Mail tracker

7 June - It appeared on my HMRC account as being received on 30 May

16 January 2024 - When it says I can expect a reply!

(Plenty of time to save!)
Click to expand...
System now saying I should expect a reply on 12 September. And that they're currently processing forms received on 13 March.

Guessing they must have received a significant number of additional staff!

Less time to save...
 
When I apply for my Irish pension, do I have to tell them that I’m applying for a U.K. pension as well? Or can I keep them totally separate?
 
DannyBoyD said:
Nope, nothing to do with DSP here.

You will have to pay income tax in the usual way.
Click to expand...
Is that strictly correct? If one does not qualify for the max Irish state contributory pension (eg not enough contributions under TCA calculation method) is it not to one‘s advantage to inform DSP of UK NICs History?
 
Kev1964 said:
Is that strictly correct? If one does not qualify for the max Irish state contributory pension (eg not enough contributions under TCA calculation method) is it not to one‘s advantage to inform DSP of UK NICs History?
Click to expand...
The premise of this entire thread is to ensure folks know how to continue voluntary NICs so as to claim the UK state pension when they come to retirement age.

If you don't have sufficient contributions to claim the ROI state pension, that is a different question.
 
DannyBoyD said:
The premise of this entire thread is to ensure folks know how to continue voluntary NICs so as to claim the UK state pension when they come to retirement age.

If you don't have sufficient contributions to claim the ROI state pension, that is a different question.
Click to expand...
Where in this forum is there discussion of that question in relation to having UK contributions and an inadeqate number of ROI contributions?
 
Trying to set up a Government Gateway account for my wife. It wont accept her passport because its in her Married name.
Has anybody had similar problem and how did you get around it ?
 
I believe there was an earlier post where someone had a similar issue & a phone call to DWP sorted it.
 
BKM1968 said:
Trying to set up a Government Gateway account for my wife. It wont accept her passport because its in her Married name.
Has anybody had similar problem and how did you get around it ?
Click to expand...
I have this problem. I phoned them to try to update my details over the phone but they said they couldn’t do it by phone as they had insufficient information to verify my identity. They advised me to write outlining my updates to :
Pay As You Earn Self Assessment
HM Revenue & Customs
BX9 1ES

They told me they didn’t need to see my marriage certificate as a letter would be sufficient. My letter appears to have been stuck in Heathrow for over a month so I can’t confirm yet if this will work.
 
The online gateway offers a convenient method to look up to contributions etc., but the important part is the CF83 form. Get that completed and posted first, include a cover letter re name change on marriage if you wish.
 
You must log in or register to reply here.
Back
Top