Wow, nearly 6 months. I will not be holding my breath!! Thanks for your update, helps the rest of us!!Thanks DannyBoyD and all who have contributed to this thread. We got the details for payment for my husband back, I sent it in November. Most years were at class 2 but a few where he was out of work during the recession were at class 3.
I rang Newcastle this morning, phone answered immediately ( they are quite today apparently) I got a really helpful lady who talked me through payment through international bank transfer. She gave me IBAN and BIC and account name and i had to put in reference which was NI Number followed by IC and surname. I completed it today in the bank, they wouldn't process without bank address and account address but I could google both... so fingers crossed. She took account of the years I was paying on the account.
I sent mine a week earlier and I haven't heard back yet but she said it should be reviewed within the month and to call back to check. I intend to call back next week to ensure transfer went through.
Cool. On the basis that they're taking 6+ months to reply plus 12 months to pay gives me another 18 months.They'll write to you re back payments.
You'll be given a date to pay it by.
My dim memory was that I had a year; so you could potentially make part payments, as long as you have everything paid by the deadline.
Start saving towards it now.
Once the back payment is taken care of, you'll pay annually to keep up to date.
I wouldn’t want to rely on thatCool. On the basis that they're taking 6+ months to reply plus 12 months to pay gives me another 18 months.
As long as the application is made by 31st July, the deadline will be deemed to be met.until 31 July 2023
They listed all of the years and the class/ amount to be paid next to each. We obviously paid all the class two and a couple of partial years as priority and then assessed which years at class 3 he would need given that he still will have a few years working so didn’t need them all. I told lady on phone which years we were buying and she referenced this on his account so they knew what the bank transfer related to. She couldn’t have been more helpful.As a matter of interest, did the response give options for paying individual years or just paying for all of them?
Also, does it give you a deadline for paying?
My husband got his back early April and form was sent mid November if that’s any help. On his online account it says complete instead of in progress but no other information has been updated on the online account. Even down to the class he should be paying for each year. All reference class 3 online but he got a large number at class 2 detailed on the letter he receivedAnyone have experience in determining how long it takes for them to confirm eligibility and which class you’re entitled to once the CF83 has been delivered?
I assume that’s identified on the national insurance site or how do they get in touch?
Lastly, I am unclear how to pay backdated and future contributions. I have chosen the annual payment option and asked for further guidance. Does anyone know will the HMRC just write to me to make the payment?
I don't know for certain that is the case. I've never heard of Student loans being classed as employment for NICs.I have also continued to make overseas repayments to my UK Student Loan so perhaps that qualifies me for credits. I've emailed HMRC about it but no response thus far.
I don't think I'll lose out as such, given that I can make voluntary contributions covering the last 6 years but I only left the UK in 2020 so probably don't need to panic. I'd just prefer not to get in trouble with HMRC, or end up having to make a large lump sum voluntary contribution to cover years that I was incorrectly given credits through an admin error on their part.I don't know for certain that is the case. I've never heard of Student loans being classed as employment for NICs.
I think in your situation, I would complete CF83 and send it in. If you are already covered, they'll let you know, but better not to lose out.
YesWould the CF83 form cover me as far back as 2020?
Cool, so basically pay back on your additional investment after your 21st week of pension receipts!I have no idea.
All I know that in 2016 my pension forecast was £33 a week.
Topped up 14 years at a cost of €2,176.
My pension is now £139 a week which exchanged into euro's this month, comes to €640.
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