Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

@Zobeda
So reading through it, if I paid the two more years of NI, then I'd be entitled to a state pension of max £63.20 a week.
Based on forecast of full pension of £221.20 a week for 35 years contributions so
(221.20/35)*10 = 63.20

Does that sound right?
 
Are you aiming to just pay 10 years worth of contributions in total so that you can achieve the minimum pension?

If that's what you're asking I guess you're correct.
 
Re Joe Sod, yes HMRc accepted my application for NICs without any proof.
I worked for 1 yr in 1998 and have been credited with 4.
That's a change so, because they were refusing if you did not have the 3 years, and then saying you "may " be able to qualify based on work or residence in another EEA country, "but we would require proof of that" .

Now they seem to be taking the word of people based solely on the cf83 application form, in your case anyway.
However I have yet to come across anyone on these discussions that was allowed to pay NICs at class2 without at least 3 years work record in UK. I was basically told that on phone aswell, I was class3 because I didn't fulfill minimum 3 years work contributions
 
Thanks Joe, good to know. I think the return on investment of the class3 is 3yrs, so its still worth it to get the min10yrs, considering I have 4 from only 1 yrs work.

For here, I'll just about have 40yrs contributuons to get the full irish state pension, but will have contributed >100k Euro of prsi and goodness knows what six-figure sum of income tax to qualify.

So 6X £824.20, about 6grand Euro is a bargain to get 10/35ths of 300E or so per week.
 
Good evening, I received a phonecall from HMRC on Tuesday, it came up as a private number & the man identified himself as Dylan/Dillon. He told me he was ringing to tell me that I didn't qualify to make either Class 2 or Class 3 contributions. He said it was easier to ring than to put it in writing and he would be ringing many other people to tell them the same. I advised him that I have had communications with HMRC since June 2023 and have received paperwork stating I qualify for Class 2 contributions, I have even made a payment. He told me that all the previous information I had received was incorrect. When I pointed out that my State Pension Forecast said I had 5 years on my record he told me that information was also incorrect. I pointed out that I was born in the UK in 1969 but family moved to Ireland in 1975, he told me that was irrelevant. He said my date of entry into UK was June 1990 and date of exit was Aug 1991. I explained that I had worked previous summers in the UK and had included copies of old payslips showing a TN (temp NI number) when I sent original paperwork.

He specified that the criteria to qualify is (1) resident in UK for full 3 years (2) have NI contributions for 3 yrs covering their tax yrs which are April to April apparently.

To say I am upset would be an understatement. Has anyone else received a phone call like this? What would you advise at this point? I know I should have asked him more questions but I was shocked....
 
I don’t see how it was easier to make hundreds of phone calls than to use a computer program to generate and send a few hundred emails.
Very odd

Did he mention a refund?
 
He said "they" were having great difficulties getting through to Irish mobiles. He acknowledged the payment was received by them in May 2024. He said "they" could get that refunded but didn't give any more information has to how that could be done.
 
@mmclo - at this point I am...
Should I appeal?
Should I reapply with a new CF83 form?
Does the State Pension Forecast saying I have 5 yrs contributions meant anything?
 
Sounds 100% scam to me.

They are up to their eyeballs at present, no way would anyone be wasting time making unnecessary outgoing calls. Everything is done in writing.

I'd recommend a letter to HMRC with as much detail as you can recall; you can include your conclusion that the call was a scam.
 
Thank you DannyBoyD - I'll do that.

Now that I think back he did confirm a password that I requested to be used for a callback from HMRC. He did ask me to confirm my NI number and other personal details. However I still feel uncomfortable that it was a phonecall that was used to relay that information.
 
A lot of mobiles are compromised in various data leaks, utmost caution I'd say. Even if it worked they would hardly change the approach that all
posters have reported of writing to people

Not much in that call that couldn't be in a script used on a thousand numbers in the hope of 2 or 3 hits
 
I think if I got a call like that I’d refuse to engage and tell them to write to me explaining the law etc.

Might be a scam, a very clever one but I can’t see what they got from it

Identity theft? Divert your payments?
 
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