somebaldyfela
Registered User
- Messages
- 2
Hi folks. Just stumbled across this forum and hoping someone can help me with this unusual long problem I find myself in.
Here goes..
I sold my house and didn't need to remortgage to buy a new apartment. Just had to top up the car loan which I had no bother with. Paid all my money including stamp duty and fees to the solicitor but the sale was taking forever to close and it was discovered there were outstanding fees due to the management company of 5500.
I have about 1500 left in my account so I went to top the loan up again with about 4000 but was refused apparently because of a bad credit rating which was flagged since my previous top up.
It's in relation to a car I purchased on finance in 2014 which was nothing but trouble and after a few months of non payment I entered into an arrangement with the finance company and began to pay weekly instalments before clearing the amount in full last year.
I'd be grateful for any insight or advice..for example can I appeal to the ICB? Or do I have any other options for sourcing this 4000?
Sorry about the length of the post. Cheers in advance...
Here goes..
I sold my house and didn't need to remortgage to buy a new apartment. Just had to top up the car loan which I had no bother with. Paid all my money including stamp duty and fees to the solicitor but the sale was taking forever to close and it was discovered there were outstanding fees due to the management company of 5500.
I have about 1500 left in my account so I went to top the loan up again with about 4000 but was refused apparently because of a bad credit rating which was flagged since my previous top up.
It's in relation to a car I purchased on finance in 2014 which was nothing but trouble and after a few months of non payment I entered into an arrangement with the finance company and began to pay weekly instalments before clearing the amount in full last year.
I'd be grateful for any insight or advice..for example can I appeal to the ICB? Or do I have any other options for sourcing this 4000?
Sorry about the length of the post. Cheers in advance...