Would 8 K not buy you a very nice kitchen? When you signed the contract did you not check that it included the items you saw in the advertising? Or did you assume that what you saw in the showhouse would be in your house? You may have to wait a year so you better start planning for that, it's not a nice situation to be in but if the property has not even begun to be built yet and now it's September you're looking at summer next year I imagine, that's if the builder builds at all, I hope your 15K is secure. OP you can try and negotiate with the builder, a reduced sale price is better than none.