NoRegretsCoyote
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I think this part is important in Charlie's article.
This isn't allowed in Ireland (not sure why). But is on reason (not the main one) why rates will be higher.
In many EU countries banks charge a fee for mortgage origination which you pay back over the course of the loan.Lenders act as brokers between borrowers and investors, generating income from fees, not interest rates.
This isn't allowed in Ireland (not sure why). But is on reason (not the main one) why rates will be higher.