A
adviser
Guest
Hi could some body please answer me these simple questions. I dont want to hear vendetta i just want plain simple advice.
1. If i am a nurse or teacher and i am prepared to work till 60 and am missing 10 years due to job sharing what is my best option for a ( pension) and b for ( maximising tax free cash)
2. If i want a guranteed pension what is better NSP or AVC.
3. If i want to retire at 55 which is a better option NSP OR AVC
4. If i want to maximise the reliefs available through tax in the sense that my spouse earns 35000 a year and is currently not contributing to any pension. Which option do ye advise . What are the disadvantages of doing AVC and what is the advantage of doing NSPs. Also is there any advantage to doing a AVC over a NSP for tax reasons in retirement.
5. If i want to achieve revenue maximum in my pension what option is better. Please explain why.
6. If i started teaching after 2004 and am 25 years of age what is better option.
7. Further on to that if i want to retire at 55 due to cost neutral early retirement which is the better option.
8. If i die which option provides a better option to my family.
9. If i do a AVC and am missing say 5 years at 60 and work till 65 then what are the downfalls. Also if i buy 5 years NSPs and work till 60 but then teach on say till 65 what are the downfalls. What happens my money on both assume i am single.
Thank you.
Thanks
1. If i am a nurse or teacher and i am prepared to work till 60 and am missing 10 years due to job sharing what is my best option for a ( pension) and b for ( maximising tax free cash)
2. If i want a guranteed pension what is better NSP or AVC.
3. If i want to retire at 55 which is a better option NSP OR AVC
4. If i want to maximise the reliefs available through tax in the sense that my spouse earns 35000 a year and is currently not contributing to any pension. Which option do ye advise . What are the disadvantages of doing AVC and what is the advantage of doing NSPs. Also is there any advantage to doing a AVC over a NSP for tax reasons in retirement.
5. If i want to achieve revenue maximum in my pension what option is better. Please explain why.
6. If i started teaching after 2004 and am 25 years of age what is better option.
7. Further on to that if i want to retire at 55 due to cost neutral early retirement which is the better option.
8. If i die which option provides a better option to my family.
9. If i do a AVC and am missing say 5 years at 60 and work till 65 then what are the downfalls. Also if i buy 5 years NSPs and work till 60 but then teach on say till 65 what are the downfalls. What happens my money on both assume i am single.
Thank you.
Thanks