Gordon
I'm sorry but I don't think it's fair to accuse me of posting vague generalisations. My advice was quite specific and actionable and it certainly took the OP's specific circumstances into account. You are obviously free to disagree with the advice but to dismiss it as utterly ridiculous is hardly reasonable.
Again, the OP is 31-years old, has a good income, currently has a low cost of living but has minimal savings. He has the outline of a long-term plan but recognises that plan may well change over time.
I would suggest that given the age of the OP there is every possibility that his plans may in fact change quite dramatically over the coming years. He might decide to buy a place of his own, travel the world, get married, start a family - who knows? Building a reasonable liquid cash fund will give the OP flexibility and optionality.
If the OP had already built a reasonable cash fund - of, say, €50k - then I would absolutely agree with you that he would be well advised to maximise his pension contributions before investing elsewhere. However, he doesn't currently have any meaningful savings so I think it's reasonable for the time being to contribute enough to his pension to secure the employer match and to build a reasonable cash fund with after-tax money.
Again, it's simply a question of balancing short-term, medium-term and long-term financial goals and allowing for the reality that those goals may change over time.