I am looking to switch tracker 0.5% mortgage of 62K, rate now 5% (not great amount for a bank to be interested in) currently with Pepper with myself and ex on the deeds & mortgage, I am getting deeds via financial agreement put into my name only and Pepper do not allow for someone to be removed from the mortgage so they said I must switch to new lender, ex wants to be off the mortgage of course as part of agreement.
Are Pepper finance correct in stating they cannot remove a name from mortgage? My salary is well above what is needed. Just don't trust Pepper to be honest.
If I do switch what would the legal cost be?
thanks
Are Pepper finance correct in stating they cannot remove a name from mortgage? My salary is well above what is needed. Just don't trust Pepper to be honest.
If I do switch what would the legal cost be?
thanks