You should shop around as widely as possible for the best deal on mortgage protection life assurance and home insurance (make sure to insure for the appropriate reinstatement cost). You could make significant savings. Don't just stick with the existing provider. If you have mortgage repayment protection insurance then review this as often these policies are poor value for money.Also, following on from the advice about insurances being included with mortgage repayment. I rang ES, and will be saving almost E100.00 on my annual premium for building and contents when the policy renews next month compared with last year.