Hi I have been reading the message boards and just looking for any opinions as to whether to stay on Company Plan plus level 1 or move to another VHI plan. 2 Adults 18 and 16 year old. Both kids play a lot of sports so we are regular visitors to VHI clinics for scrapes and broken bones. My renewal date is in August so any comments / suggestions would be very welcome. Also to note I have been with VHI for over 20+ years but that's more laziness than anything else