Nearly there
Registered User
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- 7
I went through the process with no adviser. Although my situation was quite straight forward I found the paperwork and process quite user friendly. I have jointly owned property and my share of that now lies with the OR, it is in negative equity but as IB2013 points out it is no longer in my control so it is another worry point I have put behind me. Don't underestimate the impact of Bankruptcy on your life but I am well in now and feel it was worth while for my future - I also believe that I learnt a lot about friends and family during this process and that it has been the best decision of my life to declare.