Oh right apols for that, thought when the Central Bank were regulating it for conduct of business rules it was recognised as a bank. I know N26 is a German bank hence the DE iban but I genuinely thought the CBI recognised it as a bank too. I know Revolut isn’t seen as a bank in Ireland but I understood N26 was.
State savings have no online facility
- Thread starter alwaysonit
- Start date
They won't get hackers so should save millions on expensive cyber security experts.More paperwork = need to have more human intervention = more overtime for staff etc
It's actually incredible / disgraceful how many state / semi state entities and related services, still insist on hard copy documentation.
I would feel safer having my savings with them
Thanks a lot for that.Actually, I think they might be listening! I recently discovered that they have a new registration page. The forum rules won't allow me post links but if you visit the State Savings website you will find it fairly easily.
Register for Ireland State Savings Online | Ireland State Savings
Ireland State Savings Online is the easy way to manage your savings. Find out about the benefits of registering for State Savings Online. Begin Registration.www.statesavings.ie
Edit: Link added by moderator.
I was not aware of it before now.
I remember having to apply for an SSCN (State Savings Customer Number) a few years back before I could buy prize bonds online. This was before this (new?) online account thing so maybe it's different now?
Also worth noting that the account holder must be over 18 to register online, even with a SSCN.
I tried to register my kids' accounts this morning and was unable to. Customer service agent was unable to explain why this is the case unfortunately when we spoke.
Could be a GDPR restriction?
Although I thought that the relevant age limit in that context was 16?
making sense of big data and the GDPR in Ireland
In this article, we take a look at big data, the GDPR and ask if parents should be concerned about what their children share.
www.webwise.ie
For what it's worth it does state it clearly here but doesn't explain why.
Register for Ireland State Savings Online | Ireland State Savings
Ireland State Savings Online is the easy way to manage your savings. Find out about the benefits of registering for State Savings Online. Begin Registration.
www.statesavings.ie
Maybe there's some additional rule that restricts access to financial products to those aged 18+? E.g. Central Bank rules?
When they say "allow up to 10 working days to receive your registration PIN in the post" they're not joking! 
I was nearly giving up.
But managed to log in although several Prize Bonds that I hold are not listed and I had to write to them to add them.
BTW - funny how pre € era bonds are worth €6.35 each while others are worth €6.25 each...
I was nearly giving up.
But managed to log in although several Prize Bonds that I hold are not listed and I had to write to them to add them.
BTW - funny how pre € era bonds are worth €6.35 each while others are worth €6.25 each...
Where did you put it ??
State Savings Online have now added an online Cash-In and/or Reinvest option. From the state savings website:
Full details here
Note that this applies to Savings Certs and Bonds, National Solidarity Bonds and Prize bonds. But not deposit accounts.
Full details here
Note that this applies to Savings Certs and Bonds, National Solidarity Bonds and Prize bonds. But not deposit accounts.
The new online Cash in / Reinvest facility is great for those that have savings certs / bonds etc in their sole name.
But I would guess that many like myself and Mrs t have them in joint names, so this facility doesn't look like it will be of any use to us.
But I would guess that many like myself and Mrs t have them in joint names, so this facility doesn't look like it will be of any use to us.
Last edited:
@twofor1
Just tried the reinvest option and under the 'Application Type' it does appear to give the joint purchase option?
I have some older 10 year National Solidarity Bonds which still pays interest every year. I get a few small cheques each year. It's not very clear and I think the answer is No but if you add your IBAN details any chance they would stop sending out these cheques and just transfer money to your bank account?
I can't confirm that this will work, but I have been getting my annual interest from National Solidarity Bonds paid directly to my bank account for the past number of years, so they can do it!
Thanks Sue Ellen,
Did you succeed in cashing in / reinvesting joint savings certs / bonds online ?
Tks.
@twofor1
I wasn't actually going to do anything but was just interested to see if the option was definitely available for joint purchasers/owners because it did seem like madness if it wasn't.
From the FAQs, it appears the only thing a joint holder can do online is download the form, fill it in and post it back.
https://www.statesavings.ie/help-su...o-i-request-a-repayment-for-a-joint-holding-i
https://www.statesavings.ie/help-su...o-i-request-a-repayment-for-a-joint-holding-i
@twofor1
Not much use so. They are a bit in the dark ages though with all their forms etc. Wonder is it the same as you progress on in the process online for purchasing in joint names also?
Paul O Mahoney
Registered User
- Messages
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This might be a very silly question but how does one actually invest?
I'm talking about 50k at least.
I'm talking about 50k at least.