SSAP in 2025

[PaddyIrishMan]

I currently have an execution-only PRSA but I'm looking to set up a Small Self-Administered Pension (SSAP). With the new IORP II regulations making these more challenging, are there any providers still offering SSAPs in Ireland in 2025? I'm interested in investing in specific equities and ETFs that aren't available through my current PRSA. What are the typical minimum fund size requirements and fee structures for SSAPs currently operating in the Irish market?

 

[ClubMan]

Anything useful here?

Google Search

 

[LDFerguson]

With the new IORP II regulations making these more challenging, are there any providers still offering SSAPs in Ireland in 2025?

I'm not aware of any SSAP providers still offering to set up a new one. The costs of compliance with all the IORPS II regulations would run into tens of thousands per year, so it wouldn't make financial sense for a one-member scheme.

You can have a self-administered PRSA. These tend to be expensive if your fund size is less than around €200,000 - €250,000. I suspect the providers don't want small funds.

Regards,

Liam
www.FergA.com